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Monzo

Remote Job Openings at Monzo (35)

Operational Resilience Manager

United Kingdom £59500 - £80500 per year 5-10 yrs exp Others

The Operational Resilience Manager will coordinate and execute resilience requirements, including mapping business service dependencies and monitoring impact tolerances. They will also support scenario testing, business continuity planning, and provide operational inputs for risk committees and regulatory assessments.

Operations Strategy & Commercial Lead, 12 month FTC

United Kingdom £92400 - £118K per year 5-10 yrs exp Others

The role involves shaping and evolving operations strategy while driving commercial visibility and performance management across the organization. You will partner with cross-functional teams to align priorities, manage the operations roadmap, and provide decision support to senior leadership.

Data Science Manager, Financial Crime

United Kingdom £100K - £130K per year 5-10 yrs exp Software Development

You will lead a cross-functional team of data scientists and analysts to drive product innovation and improve financial crime detection and prevention strategies. You will collaborate with product, risk, and engineering stakeholders to implement data-driven solutions and support the professional development of your team.

Data Science Manager

United Kingdom £100K - £130K per year 5-10 yrs exp Software Development

Lead, develop, and grow a team of data scientists while partnering with product and engineering leaders to shape strategy. Ensure data-driven decision-making is embedded across the business by applying rigorous analytical approaches to complex problems.

Director of Product Design

United Kingdom £140K - £165K per year 10+ yrs exp Design

The Director of Product Design will lead design strategy for the Payments business area, partnering with Product and Engineering leadership to shape roadmaps and drive execution. They will also build and mentor a high-performing design team while championing design thinking and quality across the organization.

Director of Data, Payments

United Kingdom £150K - £200K per year 10+ yrs exp Others

The Director of Data, Payments will lead the data strategy for the payments division, driving product decisions and commercial optimization. They will manage a high-performing team of data professionals to ensure scalable, reliable, and data-driven payment experiences.

CRM Manager (Spanish or Italian speakers)

United Kingdom £68000 - £92000 per year 5-10 yrs exp Software Development

The CRM Manager will establish and scale CRM frameworks for EU markets, defining communication strategies across the entire customer lifecycle. They will execute multi-channel campaigns while collaborating with cross-functional teams to drive engagement and retention.

Lead Machine Learning Scientist,Business Banking

United Kingdom £115K - £150K per year 5-10 yrs exp Software Development

You will lead the development and deployment of advanced machine learning and GenAI models to enhance business banking experiences for SMEs. You will collaborate with cross-functional teams to identify high-impact opportunities and operationalize models within a cloud-native environment.

Lead Machine Learning Scientist, Customer Operations

United Kingdom 5-10 yrs exp Software Development

You will lead the development of advanced machine learning models and human-in-the-loop systems to optimize customer operations and query resolution. You will also provide technical leadership within the ML discipline, mentoring team members and steering technical strategy across product squads.

Senior Credit Risk Manager, Credit Platform

United Kingdom £125K - £169K per year 5-10 yrs exp Finance

You will define the roadmap for the Credit Platform and lead the evolution of infrastructure that supports credit valuation and decisioning. Additionally, you will hire, coach, and develop a high-performing team of Credit Analysts to drive technical excellence and organizational impact.

Lead Machine Learning Scientist, FinCrime

United Kingdom £115K - £150K per year 5-10 yrs exp Software Development

Lead the design and deployment of advanced real-time ML models to detect financial crime and suspicious user behavior. Provide technical leadership and mentorship within the ML discipline while collaborating with cross-functional product squads.

Machine Learning Manager, Operations

United Kingdom £113K - £153K per year 5-10 yrs exp Software Development

Lead the Machine Learning strategy and delivery for the Workforce Management vertical to optimize customer support supply and demand. Manage and coach a team of ML Scientists while collaborating with cross-functional product squads to ship production ML systems.

Engineering Director, EU

United Kingdom £170K - £225K per year 10+ yrs exp Others

Lead a distributed engineering organization to scale Monzo's banking operations across European markets. Partner with cross-functional leaders to define strategy, navigate regulatory requirements, and drive alignment across multiple product collectives.

Senior Machine Learning Manager, Borrowing

United Kingdom £138K - £176K per year 10+ yrs exp Software Development

Lead a team of ML scientists to define and execute the Borrowing ML roadmap for UK growth and EU expansion. Oversee the development of underwriting, pricing, and lifecycle decisioning models to improve commercial impact and strategic advantage.

Staff Analytics Engineer

United Kingdom £121K - £164K per year 10+ yrs exp Software Development

Architect and govern the data layer for the Borrowing domain, transforming complex technical problems into scalable data products. Lead the design of reusable feature stores and infrastructure patterns to support analytics, ML, and regulatory reporting.

Credit Model Validation Manager

United Kingdom £79000 - £93000 per year 5-10 yrs exp Finance

Lead the independent validation of credit decisioning models, including machine learning and NPV models, to ensure they are fit for purpose and governed. Provide challenge to model developers and improve the Model Risk Framework to align with regulatory guidelines.

Senior Analytics Engineer

United Kingdom £76500 - £95000 per year 5-10 yrs exp Software Development

Build and optimize robust downstream data models in BigQuery to support internal reporting, machine learning, and regulatory use cases. Define and manage best practices for the data warehouse, including payload design, metadata standards, and data governance.

Credit Risk Manager, Portfolio Management

United Kingdom £100K - £130K per year 5-10 yrs exp Finance

Lead a team of credit analysts to oversee portfolio monitoring, forecasting, and risk-based pricing strategies for the Flex product. Collaborate cross-functionally within a product squad to optimize customer engagement and mitigate losses through data-driven frameworks.

Staff Product Designer

United Kingdom £110K - £125K per year 10+ yrs exp Design

Set the long-term design vision and lead large, end-to-end design projects in ambiguous problem spaces. Partner with cross-functional leaders to execute product strategies and mentor designers to foster a culture of growth.

Lead Product Designer

United Kingdom £90000 - £110K per year 10+ yrs exp Design

Lead the creation of product visions and solve complex, ambiguous design challenges to improve customer experience. Drive improvements in design systems and mentor other designers to foster team growth.

Senior Staff Backend Engineer

United Kingdom £135K - £184K per year 10+ yrs exp Software Development

This is a hands-on engineering leadership (IC) position where the engineer partners with Directors to shape technical and product direction across multiple squads (30-70+ engineers). Responsibilities include being hands-on in coding and architecture, leading complex systems design, and setting a high bar for technical excellence across the collective.