Provide second-line oversight of the Treasury investment portfolio, focusing on wholesale credit risk, liquidity, and market risk monitoring. Conduct independent credit assessments and stress testing for ABS and CLO structures to ensure safe growth.
Monzo
48 Remote Job Openings at Monzo
Lead the Global DPO Office by providing practical data protection advice, oversight, and challenge across the bank. Manage DPIAs, data breaches, and regulatory engagement while building scalable governance processes.
Maintain the public-facing website and build scalable infrastructure to support international expansion. Develop a component library and manage the content management system while collaborating with cross-disciplinary teams.
Lead complex financial crime investigations for business banking, including Enhanced Due Diligence and multi-jurisdictional money muling cases. Responsible for submitting high-quality Suspicious Activity Reports to the NCA and coaching junior investigators on crime typologies.
Lead and develop a team of Fraud Investigators, focusing on the setup and scaling of a Spanish-speaking team. Responsible for driving performance through coaching, quality checks, and aggregating operational feedback for leadership.
Lead the design and deployment of advanced real-time ML models to detect financial crime and suspicious user behavior. Provide technical leadership and mentorship within the ML discipline while collaborating with cross-functional product squads.
Lead the development and deployment of advanced ML models to enhance search and discovery for the Monzo Co-pilot. Act as both a technical leader and individual contributor to build scalable, responsible AI solutions for over 15 million customers.
Build and maintain the core infrastructure, Kubernetes clusters, and service mesh that support Monzo's microservices. Develop backend services and APIs to abstract infrastructure complexity and provide self-service tools for other engineering teams.
Lead the Machine Learning strategy and delivery for the Workforce Management vertical to optimize customer support supply and demand. Manage and coach a team of ML Scientists while collaborating with cross-functional product squads to ship production ML systems.
Drive the Financial Health strategy to support customers in financial hardship and improve customer outcomes. Collaborate with cross-functional teams to implement strategic changes and monitor portfolio performance using data.
Deliver engaging security awareness content and micro-learning to encourage secure habits across the organization. Manage day-to-day program operations, including phishing simulations and the translation of technical risks into jargon-free guidance.
Perform independent validations of Financial Crime and Fraud models to ensure they operate within risk thresholds. Collaborate with first-line teams to embed model risk frameworks and provide advisory support during model design and build.
Manage the end-to-end hiring process for tech roles, collaborating with hiring managers to define skill requirements and assessment methods. Focus on sourcing diverse talent and utilizing data to continuously improve recruitment processes.
Lead a distributed engineering organization to scale Monzo's banking operations across European markets. Partner with cross-functional leaders to define strategy, navigate regulatory requirements, and drive alignment across multiple product collectives.
Lead a team of ML scientists to define and execute the Borrowing ML roadmap for UK growth and EU expansion. Oversee the development of underwriting, pricing, and lifecycle decisioning models to improve commercial impact and strategic advantage.
Architect and govern the data layer for the Borrowing domain, transforming complex technical problems into scalable data products. Lead the design of reusable feature stores and infrastructure patterns to support analytics, ML, and regulatory reporting.
Build robust data pipelines and models in BigQuery to support internal reporting, machine learning, and regulatory use cases. Optimize the data warehouse to reduce complexity and cost while defining best practices for data modelling and quality.
Lead the independent validation of credit decisioning models, including machine learning and NPV models, to ensure they are fit for purpose and governed. Provide challenge to model developers and improve the Model Risk Framework to align with regulatory guidelines.
Lead the credit risk function for business borrowing by designing and implementing credit and pricing strategies. Manage a team of analysts to monitor portfolio performance and support the roll-out of new lending products.
Lead the strategy and development of workforce systems to optimize demand forecasting, capacity planning, and service performance. Build and scale a high-performing team to create production-grade data products that support live operational decisions.
Build and maintain systems that enable internal teams to train, deploy, and serve machine learning models and AI features safely. Develop backend services, Python libraries, and low-latency serving systems to support fraud checks and credit decisions.
Build and optimize robust downstream data models in BigQuery to support internal reporting, machine learning, and regulatory use cases. Define and manage best practices for the data warehouse, including payload design, metadata standards, and data governance.
Serve as a data architect for Operations data, designing scalable models in BigQuery to support reporting, ML, and regulatory use cases. Lead the re-architecture of data domains and establish best practices for data warehouse standards and governance.
Lead and develop a team of Machine Learning specialists to build and improve models that detect financial crime and fraud. Partner with cross-functional stakeholders to translate ambiguous fraud problems into reliable, high-impact ML controls.
Lead the Fraud & Disputes Risk team to develop and embed effective fraud controls and prevention-first tools. Collaborate with Product, Engineering, and Data teams to protect customers across all product lines including banking and wealth.
Lead the planning and production of key prudential deliverables, including the annual group ICAAP and recovery plans. Ensure financial risk is managed within risk appetite and oversee compliance with the Resolution Assessment Framework.
Lead a team of credit analysts to oversee portfolio monitoring, forecasting, and risk-based pricing strategies for the Flex product. Collaborate cross-functionally within a product squad to optimize customer engagement and mitigate losses through data-driven frameworks.
Lead the credit, pricing, and distribution strategies for the Flex market expansion while managing a team of analysts. You will design real-time decisioning journeys and partner with cross-functional squads to optimize lending economics.
Set the long-term design vision and lead large, end-to-end design projects in ambiguous problem spaces. Partner with cross-functional leaders to execute product strategies and mentor designers to foster a culture of growth.
Establish and lead the technical accounting policy function for Group, UK, and EU regulated entities. Act as the primary technical interface to assess commercial proposals and translate complex standards into actionable business advice.
Lead the creation of product visions and solve complex, ambiguous design challenges to improve customer experience. Drive improvements in design systems and mentor other designers to foster team growth.
Lead the transition to a proactive secure-by-design architecture for core platform primitives and eliminate systemic security risks. Manage a high-performing team of security engineers while collaborating with the CISO and CTO on the long-term security roadmap.
Design and refine credit underwriting and limit strategies to optimize risk and growth for credit card products. Analyze portfolio performance and build profitability models to provide strategic recommendations to senior stakeholders.
You will provide expert legal and regulatory advice to product teams to support the development of business banking and merchant payment solutions. Additionally, you will collaborate with cross-functional stakeholders to ensure operational compliance and manage legal risks across the organization.
This is a hands-on engineering leadership (IC) position where the engineer partners with Directors to shape technical and product direction across multiple squads (30-70+ engineers). Responsibilities include being hands-on in coding and architecture, leading complex systems design, and setting a high bar for technical excellence across the collective.
The Engineering Manager is accountable for delivery across their squad(s) and collaborates with the Technical Lead and Product Manager. They are responsible for fostering engineering excellence and supporting the growth of their team members.
As a product backend engineer, you will collaborate across disciplines to test hypotheses and make a difference to customers. You will work in a squad to build and support a particular part of Monzo.
The Senior Engineering Manager will lead multiple teams and be responsible for structuring, organizing, and supporting their teams to deliver on their mission. They will also be accountable for the technical and delivery outcomes for their area.
As a backend engineer, you will collaborate with your team to build and support specific parts of Monzo's banking platform. You will work alongside various disciplines to solve interesting challenges and improve customer outcomes.
As a Senior Engineering Manager, you will lead multiple teams and be responsible for structuring and supporting your team to deliver on their mission. You will also be accountable for the technical and delivery outcomes for your area.
The Engineering Manager is accountable for delivery across their squad, collaborating with the Technical Lead and Product Manager. They are responsible for fostering engineering excellence and supporting the growth of their team members.
The role involves collaborating within a squad alongside various disciplines to build and support a specific part of Monzo's banking platform. Backend engineers will work on innovative areas, potentially including machine learning and AI applications for tasks like fighting financial crime or building smarter financial tools.
As a product backend engineer, you will collaborate across disciplines to test hypotheses and make a difference to customers. You will work in a squad to build and support a particular part of Monzo.
The Engineering Manager is accountable for delivery across their squad(s) and collaborates with the Technical Lead and Product Manager. They are responsible for fostering engineering excellence and supporting the growth of their team members.
As a Senior Engineering Manager, you will lead multiple teams and be responsible for structuring, organizing, and supporting your team to deliver on their mission. You will also be accountable for the technical and delivery outcomes for your area.
As a backend engineer, you will collaborate with your team to build and support specific parts of Monzo's banking platform. You will work alongside various disciplines to solve interesting challenges and improve customer outcomes.
As a product backend engineer, you will collaborate across disciplines to test hypotheses and make a difference to customers. You will work in a squad to build and support a particular part of Monzo.
The Payments Expert will handle complex payment-related issues, providing support to both customers and team members. They will also engage in interbank communications and manage various payment processes.
