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Monzo

Remote Job Openings at Monzo (37)

Staff Data Scientist

Spain, United Kingdom £124K - £165K per year 10+ yrs exp Software Development

You will lead the data strategy for a large domain, identifying and solving complex business problems while influencing senior leadership. You will also mentor data scientists and establish best practices for experimentation, modeling, and decision science across the organization.

Lead Machine Learning Scientist, Search

United Kingdom £115K - £150K per year 5-10 yrs exp Software Development

You will lead the development and deployment of advanced machine learning models to enhance search, discovery, and personalization for over 15 million customers. You will act as a technical leader and individual contributor to build scalable, explainable AI solutions that solve complex financial problems.

Senior Financial Crime Investigator - EU, Spanish & English

United Kingdom £31100 - £39350 per year 5-10 yrs exp Finance

The Senior Investigator will conduct complex anti-money laundering investigations and make high-risk business onboarding decisions. They will also provide financial crime expertise to operational teams and manage ongoing due diligence for high-risk accounts.

Senior Director of People Operations

United Kingdom 10+ yrs exp Recruitment

The Senior Director of People Operations will lead the global people technology, analytics, mobility, and payroll pillars to build a data-driven foundation for the workforce. They will champion a multi-year strategy, drive AI adoption, and ensure operational excellence through robust governance and process improvement.

Data Science Manager, Financial Crime

United Kingdom £100K - £130K per year 5-10 yrs exp Software Development

You will lead a cross-functional team of data scientists and analysts to drive product innovation and improve financial crime detection and prevention strategies. You will collaborate with product, risk, and engineering stakeholders to implement data-driven solutions and support the professional development of your team.

Data Science Manager

United Kingdom £100K - £130K per year 5-10 yrs exp Software Development

Lead, develop, and grow a team of data scientists while partnering with product and engineering leaders to shape strategy. Ensure data-driven decision-making is embedded across the business by applying rigorous analytical approaches to complex problems.

Director of Product Design

United Kingdom £140K - £165K per year 10+ yrs exp Design

The Director of Product Design will lead design strategy for the Payments business area, partnering with Product and Engineering leadership to shape roadmaps and drive execution. They will also build and mentor a high-performing design team while championing design thinking and quality across the organization.

Director of Data, Payments

United Kingdom £150K - £200K per year 10+ yrs exp Others

The Director of Data, Payments will lead the data strategy for the payments division, driving product decisions and commercial optimization. They will manage a high-performing team of data professionals to ensure scalable, reliable, and data-driven payment experiences.

Lead Machine Learning Scientist,Business Banking

United Kingdom £115K - £150K per year 5-10 yrs exp Software Development

You will lead the development and deployment of advanced machine learning and GenAI models to enhance business banking experiences for SMEs. You will collaborate with cross-functional teams to identify high-impact opportunities and operationalize models within a cloud-native environment.

Lead Machine Learning Scientist, Customer Operations

United Kingdom 5-10 yrs exp Software Development

You will lead the development of advanced machine learning models and human-in-the-loop systems to optimize customer operations and query resolution. You will also provide technical leadership within the ML discipline, mentoring team members and steering technical strategy across product squads.

Senior Credit Risk Manager, Credit Platform

United Kingdom £125K - £169K per year 5-10 yrs exp Finance

You will define the roadmap for the Credit Platform and lead the evolution of infrastructure that supports credit valuation and decisioning. Additionally, you will hire, coach, and develop a high-performing team of Credit Analysts to drive technical excellence and organizational impact.

Lead Machine Learning Scientist, FinCrime

United Kingdom £115K - £150K per year 5-10 yrs exp Software Development

Lead the design and deployment of advanced real-time ML models to detect financial crime and suspicious user behavior. Provide technical leadership and mentorship within the ML discipline while collaborating with cross-functional product squads.

Engineering Director, EU

United Kingdom £170K - £225K per year 10+ yrs exp Others

Lead a distributed engineering organization to scale Monzo's banking operations across European markets. Partner with cross-functional leaders to define strategy, navigate regulatory requirements, and drive alignment across multiple product collectives.

Senior Machine Learning Manager, Borrowing

United Kingdom £138K - £176K per year 10+ yrs exp Software Development

Lead a team of ML scientists to define and execute the Borrowing ML roadmap for UK growth and EU expansion. Oversee the development of underwriting, pricing, and lifecycle decisioning models to improve commercial impact and strategic advantage.

Staff Analytics Engineer

United Kingdom £121K - £164K per year 10+ yrs exp Software Development

Architect and govern the data layer for the Borrowing domain, transforming complex technical problems into scalable data products. Lead the design of reusable feature stores and infrastructure patterns to support analytics, ML, and regulatory reporting.

Credit Model Validation Manager

United Kingdom £79000 - £93000 per year 5-10 yrs exp Finance

Lead the independent validation of credit decisioning models, including machine learning and NPV models, to ensure they are fit for purpose and governed. Provide challenge to model developers and improve the Model Risk Framework to align with regulatory guidelines.

Credit Risk Manager, Portfolio Management

United Kingdom £100K - £130K per year 5-10 yrs exp Finance

Lead a team of credit analysts to oversee portfolio monitoring, forecasting, and risk-based pricing strategies for the Flex product. Collaborate cross-functionally within a product squad to optimize customer engagement and mitigate losses through data-driven frameworks.

Lead Product Designer

United Kingdom £90000 - £110K per year 10+ yrs exp Design

Lead the creation of product visions and solve complex, ambiguous design challenges to improve customer experience. Drive improvements in design systems and mentor other designers to foster team growth.

Senior Staff Backend Engineer

United Kingdom £135K - £184K per year 10+ yrs exp Software Development

This is a hands-on engineering leadership (IC) position where the engineer partners with Directors to shape technical and product direction across multiple squads (30-70+ engineers). Responsibilities include being hands-on in coding and architecture, leading complex systems design, and setting a high bar for technical excellence across the collective.