Sr. Credit Manager

About the Role

The Precor and Peloton Commercial brands are seeking a strategic and highly analytical Senior Credit Manager to lead and scale our global commercial credit and AR function. This role serves as the subject matter expert for global B2B credit, portfolio risk, credit policy, and technology enabled transformation across multiple regions.

We are looking for a credit leader who is energized by technology. AI, automation, and data are central to how this function will operate, and this leader will build a scalable, technology enabled, globally consistent credit organization that supports Commercial business growth. The role partners closely with Sales, Finance, Treasury, Accounting, Legal, and Operations to enable growth while strengthening risk management, process consistency, and portfolio visibility.

This leader is also a key partner in the launch and scaling of our commercial equipment financing program, which is built on third party lender partnerships and supports growth across the Commercial business.

Responsibilities

• Serve as the primary global B2B credit and accounts receivable subject matter expert across the commercial business for Precor and Peloton Commercial, providing clear recommendations on portfolio risk, credit decisions, exposure, and tradeoffs to support leadership decisions
• Build and scale a best in class global credit operating model through standardized processes, documented procedures, clear ownership, consistent global standards, KPI driven management, measurable performance expectations, and team capability development across regions
• Oversee global credit decisioning by performing and interpreting underwriting outputs, applying established risk frameworks and risk appetite, and validating credit decisions
• Leverage SAP, modern credit technology, automation, AI enabled tools, and reporting to improve credit decisioning, portfolio visibility, collections efficiency, and operational consistency, identifying new use cases and driving adoption across the global team
• Support the launch and scaling of the commercial equipment financing program and manage relationships with third party lenders and financing partners, including partner selection and onboarding, commercial terms, approval outcomes, and expansion into new markets
• Establish and maintain governance for the financing program, including program criteria, eligibility and approval rules, in house due diligence as a check on partner underwriting, and monitoring of program performance and exposure under recourse, loss pool, and other risk sharing arrangements
• Lead global credit risk management and portfolio oversight, including customer risk tiering and scoring, early warning indicators, aging and delinquency trends, reserve adequacy, and concentration risk, and partner with Accounting and Treasury on bad debt reserve methodology and financing related exposure
• Provide leadership with actionable insight into global AR performance and cash inflows through enhanced dashboards and reporting, and lead recurring credit reviews with Sales and senior leadership
• Work with leadership to develop, maintain, and continuously improve global credit policies, approval frameworks, approval authorities, risk thresholds, conditional approval and exception guidelines, and the internal control framework
• Partner closely with Sales globally to enable deal velocity and revenue growth while maintaining appropriate credit and risk controls, supporting complex customer profiles including franchisees, multi entity operators, and non traditional credit profiles
• Bring expertise in global B2B credit practices, including country specific considerations such as payment terms, legal frameworks, and collections norms.

Qualifications

• 7+ years of progressive experience in global or multi region B2B credit, accounts receivable, portfolio risk, or credit operations, including experience leading teams and familiarity with regional payment terms, legal frameworks, and collections practices
• Strong expertise in B2B credit analysis, financial statement analysis, credit limit management, and portfolio risk management across a global customer base
• Demonstrated experience leveraging data, reporting, automation, and AI to transform credit and AR operations, reengineer processes, and reduce manual work across multiple regions
• Experience interpreting automated underwriting outputs, risk scoring, portfolio analytics, or other technology enabled decisioning tools and applying them within an established risk appetite
• Working knowledge of third party equipment financing and lending structures, including vendor financing programs, lender partnerships, program governance, and risk sharing arrangements such as recourse and loss pools
• Strong working knowledge of SAP credit management, accounts receivable, and order to cash processes, with demonstrated ability to identify opportunities for automation and process improvement
• Experience developing global credit policies, approval frameworks, internal controls, risk governance processes, and scalable operating models
• Strong executive communication skills with the ability to present clear recommendations, portfolio insights, and risk assessments to senior leadership, and to partner cross functionally with Sales, Legal, Treasury, Accounting, Operations, Technology, and external financing partners
• Bachelor's degree in Finance, Accounting, Business, Economics, or a related field

Preferred Qualifications

• CBA or other NACM certification
• Experience with modern credit and collections platforms and AI enabled finance tools
• Experience with leasing structures and vendor financing programs

Base salary range: $150,000 to $180,000

The pay range represents the low and high end of the anticipated pay range for this position based at our Woodinville, WA headquarters. The actual pay offered for this position will depend on numerous factors including individual performance, business objectives, and if the location for the job changes. Our pay is just one component of Precor’s total rewards strategy that also includes region-specific health and welfare benefits. 

As an organization, one of our top priorities is to maintain the health and well-being of our employees and their families. To achieve this goal, we offer robust and comprehensive benefits including:  

• Medical, dental and vision insurance 
• Generous paid time off policy 
• Short-term and long-term disability 
• Access to Employee Assistance Program; including access to mental health services 
• 401(k) including employer match 
• Pet insurance and so much more!   

About Precor

Precor is known for developing and manufacturing the most innovative and reliable commercial fitness equipment on the market. With over 40 years of empowering exercisers, trainers, business owners, and operators alike we take pride in offering world-class fitness solutions across over 13,000 facilities and 100+ countries. We sweat every detail to bring best-in-class product solutions into commercial facilities, meeting exercisers wherever they are: at work, at school, in the gym, or on the road. 

Precor is an equal opportunity employer and committed to creating an inclusive environment for all our applicants. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. If you would like to request an accommodation regarding the application/interview process or are having difficulty using our website for application purposes, please contact: HR@precor.com