The Loan Exception Desk oversees the review, analysis, and approval recommendation process for mortgage loan exception requests within the Non-QM platform. This role manages credit risk, develops alternative lending structures, and provides leadership to a team of analysts and underwriters.
Acra Lending
11 Remote Job Openings at Acra Lending
The Scenario Desk lead provides expert guidance on complex Non-QM loan scenarios to support loan originators and ensure consistent guideline application. This role also involves leading and coaching a team of analysts while collaborating with cross-functional departments to improve processes and support sales growth.
The Valuation Specialist performs detailed reviews of various valuation reports and analyzes collateral to ensure compliance with company risk standards. They are responsible for researching property data, communicating concerns, and resolving valuation-related issues across multiple departments.
The SVP, Regional Sales Manager is responsible for managing the Wholesale department, vendors, and products while developing strategic sales plans to drive growth. They will lead, recruit, and train sales staff to ensure compliance and high levels of customer satisfaction.
Perform detailed manual underwriting of mortgage loan files and evaluate credit requests in compliance with company guidelines and regulatory requirements. Responsible for frontline underwriting, suspense reviews, and quantifying associated risks to make informed lending decisions.
Manually underwrite mortgage loan files by reviewing applications and supporting documents to ensure accuracy and compliance. Responsible for frontline underwriting, suspense reviews, and making informed credit decisions based on risk quantification.
Manage correspondent client relationships and purchase closed loans in accordance with company and investor requirements. Audit loan closing packages for accuracy and ensure compliance with federal, state, and local laws.
Responsible for funding Wholesale Conventional loans by reviewing documents for accuracy and compliance. Prepares closing packages and validates Closing Disclosures to ensure timely and accurate loan fundings.
Architect and deploy intelligent AI agents and autonomous workflows to automate mortgage loan lifecycles and operational processes. Integrate AI systems with LOS and CRM platforms to improve efficiency and reduce cycle times in a regulated financial environment.
Design, deploy, and maintain security monitoring solutions and Microsoft security tools across enterprise and cloud environments. Monitor system activity to detect threats and develop incident response processes to mitigate security events.
Responsible for building and maintaining relationships with mortgage brokers and bankers to grow the sales pipeline. The role involves onboarding partners, assisting with loan approval documentation, and conducting product presentations.