BSA Team Lead

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. 

With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. 

Together, there’s no stopping you!

Job Title:

Job Description:

Job Description

Essential Duties and Responsibilities:

• Acts in a lead capacity in providing daily guidance and expertise to the Alerts and SAR teams to ensure compliance with the Enterprise Bank & Trust BSA/AML and OFAC policies and procedures. Assist with supervisory duties or coverage during absences, as applicable.
• Responsible for training new Alerts and SAR team members, as well as providing guidance as necessary to the team as it pertains to BSA program changes, and coaching for improvement and advancement within the BSA team.
• Assists with monitoring and adjusting work assignments across the Alerts and SAR teams, as well as performing such functions to ensure the collective BSA team meets all deadlines.
• May perform secondary quality assurance reviews of alerts, cases, and SARs, including resolution. Ensures assigned alerts, cases, and SARs are completed accurately and timely. May assist with reviews as needed.
• Responsible for assisting leadership in performance management and overall development of Enterprise Bank & Trust staff within their assigned tasks of individual team members over time to evaluate performance, learning, and capability to identify special training needs to increase team efficiency.
• Responsible for assisting with responding to audit, exam and quality control reviews to address observations, recommendations, and opportunities for process enhancement.
• May represent the BSA department in cross functional meetings, such as procedure changes. Will effectively attempt to address any issues that might be escalated by business units while keeping leadership informed.
• May assist with overseeing the monitoring of High Risk Customers, including new customers to the bank. May oversee and/or conduct enhanced due diligence reviews and/or perform secondary quality assurance reviews of BSA Staff enhanced due diligence analysis.
• May assist with assigning and reviewing ongoing enhanced due diligence analysis produced by the Bank's monitoring software.
• Responsible for assisting leadership in overseeing processes to ensure all due diligence documentation is in line with Enterprise Bank & Trust standards.
• Responsible for reviewing and approving due diligence documents and escalating to leadership and Human Resources any termination recommendation in a timely manner.
• May perform or provide support with the review of potential customers whose business type is considered high risk; including preliminary review, assessment, and written recommendation to management prior to account opening.
• Other duties as assigned by management.

Qualifications:

• Demonstrated knowledge of BSA/AML/USAPA/OFAC banking laws and regulations.
• Demonstrated knowledge of banking products and services.
• Demonstrated knowledge of federal and state BSA-related requirements.
• Strong professional skills with emphasis on planning and organization. 
• Proven experience leading teams, preferably a BSA team.
• Proven experience performing common BSA functions (investigating BSA related system alerts, CTR and SAR filing, EDD reviews, OFAC alerts, case management, etc.).
• Strong and thorough knowledge of Bank policies and procedures. General knowledge of overall Bank products and services, particularly those offered in a commercial banking environment.
• Ability to multi-task and manage multiple activities to completion within strictly regulated deadlines.

Supervisory Responsibilities:​

• This position may have supervisory responsibilities.

Education and/or Experience:​

• Bachelor's degree from Four-Year College or University
• 5+ years' experience Banking with focus on Operations or Compliance.
• 3+ years' experience in the BSA/AML & OFAC Department or similar unit.
• Experience using a BSA AML application software is required

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Computer and Software Skills:

• Proficient in Microsoft Office and Google applications 
• FIS IBS
• Salesforce
• Verafin
• Image Center

Certificates, Licenses and Registrations:

• Certified Anti-Money Laundering Specialist (CAMS) preferred

Equal Opportunity Statement:

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at hr@enterprisebank.com.

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE.