The Mortgage Branch Sales Manager is responsible for originating high-quality loans, developing business relationships, and managing a team of loan originators. They will also implement sales strategies, conduct training, and ensure compliance with all mortgage loan documentation requirements.
* Originate high quality loans which meet FCMC guidelines * Develop business relationships with local Real Estate agents and builders * Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics * Develop contacts with Banks partner store management team * Take customer loan applications, including pulling credit * Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc. * Communicate with borrowers and real estate agents throughout the loan process * Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR * Formulate and implement sales strategies and goals to elevate mortgage loan production and meet revenue objectives for assigned team. * Responsible for the day-to-day oversight of assigned loan origination team * Provide guidance and feedback to assigned team * Lead and motivate sales team to successfully reach sales targets * Assist in the recruiting, training, and managing of assigned staff
* This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. * Travel as needed to meet business needs * Other duties as assigned
Physical Requirements: * Must be able to remain in a sitting and/or standing position for extended periods of time * Requires ability to operate a computer and other office machinery * Ability to lift up to 25 pounds
FNBT is an equal opportunity employer.
Qualifications
* High School Diploma or Equivalent * At least 18 years of age * 5 or more years of recent mortgage origination experience outside a call center with a solid book of business * Knowledge of VA, FHA and conventional mortgage loan programs * Knowledge of running LP, DU and Clout Automated Underwriting Systems * Experience with Ellie Mae mortgage originating and processing software * Self motivation and capable of working from a home office with limited supervision * Ability to review and understand credit reports * Ability to organize and prioritize * Good communication and presentation skills * Comfortable working in a commission only environment * Must successfully pass background investigation according to company policy * Must be able to get along with co-workers and work effectively in a team environment
“I was the first applicant for a remote marketing position that got listed on the company website the same day I applied. Had an interview within 48 hours!”