Indirect Auto Credit Analyst

Remote | Contract-to-Hire | $27-$32/hour depending on experience

TEKsystems is partnering with Origence, one of the nation's leading Credit Union Service Organizations (CUSOs), to hire experienced Indirect Auto Credit Analysts. This is a fully remote opportunity for professionals with a strong background in indirect auto underwriting who thrive in a fast-paced, high-volume lending environment.

If you're passionate about credit analysis, risk assessment, and helping members secure financing through credit unions, this is an excellent opportunity to join a growing organization with strong potential for long-term career advancement.

What You'll Be Doing

• Review and analyze indirect auto loan applications submitted through dealerships and credit union partners.
• Evaluate loan applications using underwriting criteria, including:
  • Debt-to-Income (DTI)
  • Loan-to-Value (LTV)
  • Payment-to-Income (PTI)
  • Credit bureau reports
  • Borrower history
  • Income calculations
• Assess risk and make lending decisions, including approvals, denials, and requests for additional information.
• Document underwriting decisions and rationale within multiple loan origination systems.
• Work closely with dealers and credit union representatives to gather required documentation and negotiate loan terms.
• Review exception and second-look requests according to lending guidelines.
• Follow up on approved applications to maximize funding success.
• Submit completed loan packages to credit unions for final funding.
• Maintain accurate records of inbound and outbound communications.
• Support operational goals related to loan volume, funding ratios, and turnaround times.

Required Qualifications

• Minimum 3 years of indirect auto underwriting experience.
• Experience underwriting loans in a credit union, indirect lending, or automotive finance environment.
• Proficiency with at least one of the following systems:
  • MeridianLink
  • Keystone Correlation
  • Lending 360 (L360)
  • CUDL
  • ArcOS
  • Ideal
• Strong understanding of DTI, LTV, PTI, credit analysis, and income calculations.
• Experience reviewing and interpreting credit bureau reports.
• Ability to manage a high-volume pipeline while maintaining accuracy.
• Excellent communication and customer service skills.
• Ability to work independently in a remote environment.
• Adaptable, coachable, and open to feedback.
• Team-oriented mindset with strong collaboration skills.

Location Requirements

Candidates must reside in one of the following states:

• Colorado
• Wyoming
• Illinois
• Texas
• Arizona
• Florida
• Washington
• Georgia
• Virginia
• Hawaii

Schedule

Training (First 2 Weeks):

• Monday through Friday
• 9:00 AM to 6:00 PM MT

After Training:

• Thursday through Monday
• Tuesday and Wednesday off
• 12:00 PM to 9:00 PM MT

Shift schedules may change quarterly based on business needs and performance.

Work Environment

• 100% Remote
• Equipment provided:
  • Laptop
  • Dual monitors
  • Keyboard
  • Mouse
  • Headset
• Candidates must have reliable high-speed internet and a dedicated, quiet workspace.

Why Join Origence?

• Opportunity to work with a leading organization in the credit union industry.
• Strong training and onboarding program.
• Collaborative, supportive, and people-focused culture.
• Excellent opportunity for career growth and advancement.
• Ability to work independently while making a meaningful impact on members' lending experiences.

Interview Process

One virtual interview with the Hiring Manager and an additional team leader.

Apply today to join a growing team dedicated to helping credit unions and their members succeed.

We reserve the right to pay above or below the posted wage based on factors unrelated to sex, race, or any other protected classification.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. This temporary role may be eligible for the following: 

• Medical, dental & vision 
• 401(k)/Roth
• Insurance (Basic/Supplemental Life & AD&D) 
• Short and long-term disability 
• Health & Dependent Care Spending Accounts (HSA & DCFSA) 
• Transportation benefits 
• Employee Assistance Program 
• Time Off/Leave (PTO, Vacation or Sick Leave)  

Job Type & Location

This is a Contract to Hire position based out of Englewood, CO.

The pay range for this position is $27.00 - $32.00/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

This is a fully remote position.

This position is anticipated to close on Sep 11, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.