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AI Summary
The Fraud Specialist is responsible for protecting company revenue by managing chargeback investigations and mitigating fraud risks across various payment platforms. They will collaborate with cross-functional teams to identify fraud trends and optimize dispute resolution processes.
About Comfrt
Comfrt LLC is the #1 Hoodie Brand in the U.S. and the #1 Apparel Brand on TikTok globally—built on a mission to support mental health and create everything comfortable for an easy, stress-free, cozy lifestyle. Our elevated basics are worn by millions and loved for their perfect mix of comfort, style, and cultural relevance.
Role Overview
The Fraud Specialist is responsible for protecting Comfrt’s revenue by managing chargeback investigations, mitigating fraud risks, and optimizing our dispute resolution processes. This role serves as the primary owner of our relationships with fraud prevention partners (e.g., Signifyd), ensuring that fraud trends—including gift card abuse, return fraud, and refund manipulation—are identified, tracked, and proactively addressed. The specialist will work closely with the greater CX team, Ops, Tech, Retail, and external partners to maintain low chargeback rates while balancing a seamless customer experience.
This role will collaborate closely with Customer Experience, Operations, and Tech teams to ensure consistent application of fraud prevention policies across all channels. This role is essential for minimizing revenue loss, protecting the company's financial interests, and ensuring that fraud prevention efforts do not negatively impact the customer experience.
Key Responsibilities
Chargeback & Dispute Management- Conduct comprehensive chargeback investigations for various payment platforms (e.g., Klarna, Afterpay, and others managed via Signifyd).
- Own the end-to-end relationship with Signifyd, including monthly strategy calls to review performance and optimize decision logic.
- Maintain KPI ownership for chargeback win/loss ratios, ensuring the team hits target recovery goals.
- Monitor and analyze fraud trends, including refund abuse, multiple-account fraud, gift card exploitation, and fulfillment/delivery claim irregularities.
- Maintain and update allow/reject lists for fraud prevention based on ongoing trend analysis.
- Review visual evidence (e.g., damages/defects photos) to identify AI-generated or re-used imagery used in fraudulent claims.
- Partner with Retail Ops to address fulfillment and delivery-related fraud patterns.
- Collaborate with the training lead (Cecily) to develop and deliver team refreshers, SOP updates, and training sessions regarding fraud detection and prevention.
- Produce recurring reporting on fraud statistics, chargeback performance, and team accomplishments for leadership review.
- Provide day to day support to CX Social team
- Provide customer insights to broader Comfrt team
- Identifying opportunities to drive revenue in CX responses and as engagement to contribute towards retention and loyalty.
Skills & Experience
- Strong background in customer experience or marketplace support
- Prior experience in fraud prevention, chargeback management, or high-risk ecommerce support.
- Strong analytical skills; ability to identify patterns in data and proactively flag risk.
- Familiarity with ecommerce fraud platforms (e.g., Signifyd) and payment gateways (e.g., Afterpay, Klarna).
- Experience documenting and analyzing claims (shipping, defects, etc.) with high attention to detail.
- Strong communication skills, with the ability to coordinate effectively between internal ops teams and external vendor partners.
- Comfortable managing multiple priorities in a fast-paced environment.
- Excellent attention to detail and process accuracy
- Ability to evaluate quality and articulate improvements effectively
Why Join Comfrt?
- Be part of a purpose-driven company that’s shaping the future of comfort and mental wellness.
- Work in a supportive, creative environment where your ideas and growth are valued.
- Enjoy Comfrt benefits such as generous paid time off, company-covered health insurance, 5% 401k match, and discounts on all Comfrt products!
- Join a passionate team making an impact on exciting projects, all while enjoying the flexibility and collaborative support of a fully remote environment.
Comfrt is an equal opportunity employer. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills.
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