Credit Analyst I

Why NEBAT?

Trusted. Genuine. Successful.  National Exchange Bank & Trust is an independent, family-owned bank with big bank abilities, serving Southeastern Wisconsin.  Founded in 1933, we are a trusted business partner, employer, and community member.  At National Exchange Bank & Trust, you will enjoy a flexible, friendly, family environment, a rewarding career, and opportunities to make a difference in the communities we serve. We believe in bringing out the best in our talent and are committed to fostering an inclusive environment of growth and development.

Position Summary

As a Credit Analyst, you will perform various credit functions relating to commercial loans including preparing credit presentations, financial monitoring, and reporting duties. You will also be responsible for maintaining consistency and integrity of the underwriting department by adhering to the Commercial Loan Policy.

Skills & Attributes Needed

The following skills and attributes are needed to be successful in your banking career as a Credit Analyst: 

• A strong accounting and/or finance background to analyze financial statements.
• Must be able to work independently, accurately and maintain good customer relations with the ability to adapt to varying customer and transactional volume.  Must be able to quickly re-establish priorities, responding to the changing needs of the department.   
• Communicate clearly and professionally in both written and verbal forms.
• Maintain a high level of confidentiality.
• Proficient in the use of Microsoft Office.

Qualifications

Ideal candidates will possess the following qualifications:

• Be able to show high attention to detail.
• Ability to communicate effectively via phone, email and in person. 
• Bachelor’s degree with an emphasis in accounting, finance, or economics or equivalent combination of education and experience is required.
• Relevant banking or credit analysis experience or equivalent experience is preferred.
• Experience with Credit Quest software preferred, but not required.

Benefits Offered

National Exchange Bank & Trust offers a competitive benefit package including, but not limited to:

• Health, Dental, and Vision Insurance
• Health Savings Account with Employer Contributions
• Short and Long Term Disability
• Employer Paid Life and AD&D Insurance
• Voluntary Life, Flexible Spending Accounts, Accident, Critical Illness, Hospital Indemnity, and Legal Insurance
• 401(k) with Employer Match & Profit Sharing
• Paid Time Off
• Flexible scheduling & telecommuting options
• Education Assistance Program
• Product & Service Discounts & more!