Commercial Lines Account Manager

Foundation Risk Partners, one of the fastest growing insurance brokerage and consulting firms in the US, is adding a Commercial Lines Account Manager to their Acentria team.

Location: Remote-must reside in EST or CST timezone.

Job Summary:

The Commercial Insurance Account Manager is responsible for the day-to-day management, marketing, renewal, and servicing of a complex book of business focused on apartment communities, multifamily housing, and other habitational risks. This role partners closely with the Producer and a collaborative service team to deliver responsive client service, maintain strong carrier relationships, and support timely, accurate execution across large and demanding accounts.

Essential Functions:

• Manage and service an assigned book of commercial insurance business concentrated in apartment communities, multifamily housing, and habitational risks.
• Lead the renewal process with the Producer and service team, including renewal strategy, exposure collection, application completion, loss-run review, submission preparation, marketing, proposal development, binding, and post-bind follow-up.
• Gather, validate, and analyze client information such as statements of values, property schedules, unit counts, construction details, occupancy, loss history, inspections, applications, and supplemental underwriting data.
• Identify material exposures and coverage considerations commonly associated with habitational accounts, including property, general liability, umbrella/excess, workers compensation, commercial auto, crime, cyber, equipment breakdown, flood, and other applicable coverages.
• Market accounts to carriers and wholesalers, respond to underwriting questions, compare coverage and pricing alternatives, and support negotiations on terms, conditions, deductibles, and premiums.
• Independently handle routine placement and servicing responsibilities while escalating significant coverage, pricing, claims, or relationship concerns to the Producer and appropriate team members.
• Provide timely service for endorsements, certificates, evidence of property insurance, audits, billing questions, cancellations, reinstatements, claims-related requests, and general coverage inquiries.
• Review policies, endorsements, binders, schedules, and proposals for accuracy and consistency with quoted and bound terms; coordinate corrections promptly.
• Develop and maintain strong, professional relationships with clients, carrier underwriters, wholesalers, and internal partners.
• Participate in client meetings, stewardship discussions, renewal strategy meetings, carrier meetings, and new-business opportunities as requested.
• Document account activity and maintain complete, accurate records in the agency management system in accordance with established procedures and quality standards.

Competencies & Qualifications: 

• Demonstrated experience managing renewals, marketing submissions, policy servicing, coverage review, and client communication for complex commercial accounts.
• Strong organizational, prioritization, analytical, problem-solving, and follow-through skills.
• Clear and professional written and verbal communication skills.
• High attention to detail and the ability to manage multiple deadlines in a fast-paced environment.

Education & Experience:

• Active Florida 2-20 Property and Casualty license, or the ability to obtain the required license within an agreed timeframe.
• Four to five years of commercial insurance agency experience, including at least two years supporting apartment communities, multifamily housing, real estate, or other habitational risks.
• Proficiency with Microsoft 365 applications and an insurance agency management system; Applied Epic experience is strongly preferred.
• College degree or equivalent combination of education and relevant work experience.
• Experience with large property schedules, layered or shared property programs, umbrella/excess towers, catastrophe-exposed risks, and wholesale placements.
• Professional insurance designation such as CIC, CRM, CPCU, ARM, or CRIS.
• Experience preparing client-facing renewal proposals, coverage comparisons, and stewardship materials.