Dave vs. Goliath. We’re Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

As Commercial Legal Director, you'll be a trusted legal advisor across Dave, bringing deep expertise in technology transactions, AI, and commercial contracting to some of our most important business decisions.

You'll own complex negotiations, establish scalable contracting standards, and help teams navigate novel legal questions with sound judgment and practical solutions. This is an opportunity to influence how we operate across product, engineering, finance, marketing, and other functions while balancing business priorities, legal risk, and long-term impact.

What You'll Own

• Lead complex commercial transactions: Own strategy, negotiation, and execution for high-impact agreements, including SaaS, technology licensing, partnerships, marketing, services, agency, and other commercial arrangements.

• Shape our legal frameworks: Develop and evolve negotiation standards, playbooks, templates, and contracting policies that support consistency, sound risk management, and business growth.

• Guide emerging technology decisions: Advise on complex legal issues involving AI, machine learning, intellectual property, data privacy, security, and evolving regulatory considerations.

• Build scalable legal operations: Improve contracting workflows, governance, and analytics using Ironclad and AI-enabled tools to make legal processes more effective, measurable, and sustainable.

• Advise across the business: Partner with leaders across engineering, product, marketing, finance, and people teams to evaluate risk, resolve complex challenges, and enable informed decisions.

• Advance legal strategy: Identify emerging legal and commercial risks, develop forward-looking solutions, and engage outside counsel when specialized expertise is needed.

The Impact

Your work will help Dave pursue new opportunities, strengthen commercial relationships, and navigate emerging technologies responsibly. By building thoughtful legal frameworks, you'll enable teams to move forward with clarity while protecting our members and supporting sustainable growth.

What We're Looking For

• J.D. and 8+ years of relevant law firm and/or in-house legal experience, with substantial ownership of complex technology transactions and commercial matters.

• Demonstrated expertise negotiating sophisticated SaaS, licensing, partnership, and technology agreements.

• Deep understanding of AI-related commercial legal issues, including enterprise risk, intellectual property, data privacy, and security.

• Experience establishing legal contracting standards, playbooks, and scalable operational frameworks.

• Hands-on experience with Ironclad or comparable contract lifecycle management platforms.

• Strong commercial judgment, with the ability to evaluate complex risks and communicate practical recommendations to senior stakeholders.

• Exceptional communication, negotiation, and relationship-building skills.

Bonus points for: Experience in fintech or financial services, AI/ML technologies, cloud services, and advertising or marketing transactions.

What Makes Someone Successful Here

You bring independent judgment to complex decisions and take responsibility for outcomes, not just agreements. You understand how legal decisions connect to our products, members, and broader business. You care about building solutions that hold up over time and know when to challenge assumptions, make thoughtful trade-offs, or recommend a different path.

You also recognize that strong legal counsel depends on partnership. You build trust across functions, welcome different perspectives, and communicate complex issues clearly. When priorities or regulations evolve, you adapt your approach while maintaining sound legal principles and helping others move forward confidently.

What to Expect

You'll have meaningful autonomy, access to senior decision-makers, and the opportunity to shape practices across Dave. The work involves evolving business priorities and emerging legal questions, with decisions informed by data, thoughtful analysis, and collaborative problem-solving.

Why Join Dave?

At Dave, you'll work on meaningful challenges at the intersection of financial technology, AI, and commercial innovation. You'll have the scope to influence important decisions, build better systems, and contribute to a mission that directly impacts millions of members.

Ready to build for the underdog?

Reports to: Senior Director, Assistant General Counsel

Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: 

At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual-first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

#LI-REMOTE