Vice President, Agribusiness Underwriting (Remote)

VICE PRESIDENT, AGRIBUSINESS UNDERWRITING

Help Finance the Future of Agriculture

Are you a strategic thinker who thrives on solving complex financial challenges? Do you enjoy partnering with lenders, customers, and leadership teams to create innovative solutions that drive agricultural success?

FCS Financial is seeking an experienced credit professional to join our team as Vice President, Agribusiness Underwriting. This is an opportunity to work on some of the most sophisticated agribusiness lending relationships throughout our lending footprint and participation network, while helping shape the future of agriculture and rural communities.

Make a Meaningful Impact

At FCS Financial, we're more than a lender. As part of the nationwide Farm Credit System, we provide specialized financial solutions that help producers, agribusinesses, and rural communities thrive.

In this role, you'll play a critical part in evaluating and structuring complex lending opportunities, partnering with relationship managers and senior leaders to deliver sound credit decisions that support both customer growth and portfolio quality.

The Opportunity

We're looking for a collaborative, solution-oriented leader to help guide the financial success of large and complex agribusiness relationships.

In this role, you'll:

• Analyze sophisticated lending opportunities. 
• Develop innovative credit structures.
• Provide strategic recommendations that balance growth and risk.
• Work closely with relationship managers, customers, legal counsel, and leadership teams.
• Deliver customized financing solutions for some of the region’s most dynamic agricultural businesses.

This role is ideal for someone who enjoys financial analysis, strategic problem-solving, building trusted partnerships, and influencing key business decisions. You'll have the opportunity to become a recognized expert in agribusiness lending while helping strengthen agriculture across Missouri and beyond.

Why Join FCS Financial:

• Purpose Driven Work: Support agriculture, agribusiness, and rural communities that help feed and fuel the world.
• Career Growth:  Join an organization committed to your professional development and long-term career success.
• Collaborative Culture:  Work alongside experienced professionals who value teamwork, expertise, and innovation.

• Work Where You Work Best: This position offers flexibility to work in a branch, hybrid, or remote based on business needs, experience and location. 
• Competitive Total Rewards: Competitive salary based on experience ($79,000-$151,000) plus performance-based incentive opportunities and a comprehensive benefits package designed to support you at work and at home. 
  
  

Who Thrives in This Role?

This role is perfect for someone who:

• Enjoys solving complex financial challenges. 
• Thinks strategically and makes sound business decisions. 
• Wants to influence large-scale lending relationships. 
• Builds strong partnerships across teams and customers. 
• Has a passion for agriculture, finance, and continuous learning.
  
  

What You Bring:

• Bachelor's degree in Finance, Economics, Agriculture, Business, or a related field. 
• Five or more years of agribusiness lending, underwriting, or credit analysis experience. 
• Strong financial analysis, risk assessment, and credit structuring skills. 
• Experience evaluating complex commercial or agribusiness lending relationships. 
• Excellent communication, negotiation, and decision-making abilities. 
• A collaborative mindset with a passion for helping customers and agriculture succeed.

If you're ready to leverage your credit expertise, influence strategic decisions, and help support the success of agribusinesses across rural America, we'd love to hear from you.

Apply today to help shape the future of agriculture finance.

This position is open until filled.

This position is classified as Exempt under the Fair Labor Standards Act.

Department: Credit

Reports To: Vice President Team Leader Credit; Commercial & Agribusiness Lending Supervises: None

Job Functions*

* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties.   This job description is subject to change without notice.

Minimum Qualifications

• Bachelor’s degree in business, finance, economics, or a related field
• 5 years related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

• Expert knowledge of the agriculture industry and the impact of current events on agricultural operations and credit
• Expert knowledge of financial ratios
• Expert knowledge of Association lending procedures and policies
• Skill in developing loan covenants
• Expertise in loan structuring and negotiating loan terms and conditions
• Expertise in reading and interpreting tax returns, profit and loss statements, balance sheets, cash flows and similar financial documents
• Expertise in understanding relationship between financial statements and operations
• Expertise in listening and conveying awareness of a customer's problem or issue to find resolution
• Working knowledge of hedging and risk management techniques
• Oral and written communication skills, sufficient to exchange information effectively with peers, supervisors, senior management, industry leaders and customers
• Skill in negotiating agreements to achieve the best outcome for the organization
• Skill in processing complex, detailed forms, and documents in an accurate and thorough manner
• Skill in applying processes and procedures to factual data to come to a logical decision
• Skill in utilizing Word, Excel, and Outlook to increase efficiency and/or effectiveness
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.
  
If you need a reasonable accommodation for any part of the employment process, please contact us by email at Human.Resources@myfcsfinancial.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.
  
For more information about our commitment to equal employment opportunity, please click here.