Underwriter 3

The Underwriter 3 position is responsible for working with their Team Leader, other Underwriters, Data Consultants, Account Managers, Producers, and Clients in preparing requests for proposals, obtaining, and analyzing carrier quotes, inputting, and analyzing data from various automation systems, and maintaining a small book of business. It also works collaboratively with the underwriting and data teams to perform financial and data analysis of a client’s healthcare plans.

Position Details: 

• Fully remote in the US
• Pay: Starting at $85K/yr
• Hours: M-F 8:30am - 5:00pm
• Benefits Start Day 1!

• Execute competitive bidding of all employee benefits coverage lines.
• Prepare PowerPoints outlining financial and contractual analysis according to company policy.
• Review vendor proposals for accuracy.
• Collaborate with Data Consultants, Account Managers, and Producers to evaluate, determine, and recommend alternative coverages, pricing, options, and plan design changes based on analysis of available plan elements and on client/prospect goals.
• Produce deliverables timely, accurately, and in compliance with company standards.
• Provide deliverables for Self-Funded clients.
• Perform advanced level duties in our Actuarial Tool and Data Warehouse.
• Negotiate all lines of coverage with carrier partners.
• Present all forms of reporting and financial deliverables to our clients.
• Forecast and develop client budget projections.
• Maintain positive relationships with vendor representatives.
• Remain abreast of the health insurance environment and constantly changing insurance legislation.
• Respond to routine and non-routine correspondence.
• Work independently and within the team on special nonrecurring and ongoing projects.
• Maintain composure and effectiveness under pressure in a deadline-driven environment.
• Perform other duties and special projects as assigned.

Required:

• Bachelor's degree and 5 years experience with Broker or Carrier side with focus on Health and Benefits.
• Working knowledge of Microsoft Windows applications and Microsoft Office.
• High degree of understanding of employee benefits funding mechanisms.
• Must be familiar with carrier reporting systems.

What You'll Need:

• Strong employee benefits knowledge and/or math, economics, and finance background preferred.
• Great communicator up, down, and across the organization
• Excels in time management while working with various deadlines.
• Proficient in Microsoft Office applications – excel proficiency is a must.
• Strong PC skills with the aptitude to learn new systems.

The Ideal Candidate

• Industry experience working with medium to large fully insured clients with an understanding of self-funding.
• A true professional, you have an excellent balance of analytical skills while being team oriented.
• You are a natural presenter and great communicator up, down, and across the organization and work well with other teams and in client settings.
• The results of your work speak for itself to drive the business forward.

#LI-KB3

We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. 

Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:

• Medical/dental/vision plans, which start from day one!
• Life and accident insurance
• 401(K) and Roth options
• Tax-advantaged accounts (HSA, FSA)
• Educational expense reimbursement
• Paid parental leave

Other benefits include:

• Digital mental health services (Talkspace)
• Flexible work hours (availability varies by office and job function)
• Training programs
• Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
• Charitable matching gift program
• And more...

**The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process.

We value inclusion and diversity

Click Here to review our U.S. Eligibility Requirements

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.