Senior Mortgage Underwriter

 Posted 4 hours ago
     
5-10 years experience
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AI Summary

Perform frontline underwriting for various mortgage products to ensure compliance with investor and regulatory standards. Analyze loan files and property appraisals to manage credit risk and ensure secondary market salability.

Company Description

Altisource is a leader in providing services and technology for the mortgage and real estate industries. With innovation as a guiding principle and a focus on compliance and exceptional service, we provide end-to-end solutions in origination and servicing, and offer online real estate platforms for consumers and investors.

Job Description

About Altisource

Altisource is a leading provider of integrated services and technology for the mortgage and real estate industries. Our solutions support the full mortgage lifecycle—from originations through servicing—helping clients manage risk, maintain compliance, and scale efficiently. With innovation, service excellence, and regulatory integrity at our core, we deliver technology-enabled solutions that solve complex business challenges across the industry.

 

The Role

Altisource is seeking an experienced Mortgage Underwriter to support our growing originations fulfillment platform. In this role, you will perform frontline underwriting across multiple production channels, ensuring loans meet investor, regulatory, and compliance standards for successful secondary market delivery.

 

What You’ll Do

  • Perform frontline underwriting of mortgage loans across retail, wholesale, jumbo, correspondent, HELOC, and/or construction lending products under both delegated and non-delegated authority
  • Review, analyze, and underwrite loan files in accordance with agency, investor, and internal credit policy guidelines
  • Identify and clearly communicate documentation gaps, risk factors, and conditions to Client Relationship Managers and, when required, directly with loan originators
  • Evaluate property appraisals to ensure compliance with company standards, investor requirements, and collateral risk criteria
  • Ensure loans are underwritten for secondary market salability, balancing credit risk, compliance, and turn-time expectations
  • Maintain current knowledge of federal and state lending regulations, agency/investor guidelines, and internal underwriting policies
  • Provide clear, professional explanations of underwriting decisions to internal partners and external stakeholders as needed

    Qualifications

    What You Bring

    • Recent experience (within the past 6 months) underwriting retail, wholesale, and/or jumbo mortgage loans
    • Experience underwriting HELOC and/or construction lending products (including guideline interpretation, collateral review, and risk assessment)
    • Strong working knowledge of:
    • DU, LP/AUS
    • FHA Connection
    • Total Scorecard
    • Proven ability to perform in a high-volume originations fulfillment environment while maintaining quality and compliance
    • Strong written and verbal communication skills with the ability to clearly articulate credit decisions and conditions
    • High attention to detail, sound judgment, and a compliance-focused mindset

    Additional Information

    THE PERKS OF WORKING AT ALTISOURCE

    Work Environment

    • 100% remote position - US Based candidates only

    Compensation

    • The expected pay range for this role is $36.50 per hour, depending on experience, skills, and qualifications. Actual compensation may vary based on job‑related factors and geographic location.

    Good Health

    • Comprehensive medical coverage
    • Life insurance and personal accident benefits

    Time to Recharge

    • Paid company holidays (including the day after Thanksgiving)

    Our Innovation Starts with YOU!​

    Altisource’s Vision to drive innovation that powers the mortgage and real estate lifecycle is made possible by an inclusive culture that celebrates the diverse voices of our employees. We believe that diversity in gender, age, religion, ethnicity, sexual orientation, identity, physical ability, neurodiversity, socioeconomic background, and experience, fosters creativity, challenges groupthink, and makes our Company stronger. At Altisource, anyone can prosper and have a positive impact on our path toward success, irrespective of their background.

    We are committed to fair and impartial hiring, training, and growth opportunities. We also provide employee training to help foster their ability to work with one another in an inclusive manner. Altisource is an Equal Opportunity Employer, and our employment decisions are based on merit, qualifications, and business needs.

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