Senior Accountant- Loan Portfolio

On-site in Costa Mesa, CA or Remote eligible position within the US

Summary: This role is ideal for a Senior Accountant with experience in lending, leasing, or financial services portfolios. The Senior Loan Accountant is responsible for contract-level accounting and portfolio oversight, partnering with accounting leadership and internal stakeholders to maintain strong controls and ensure reliable financial data.

Essential Duties & Responsibilities: 

• Maintain and enhance loan accounting processes to ensure accurate, timely, and reliable contract-level data, including modifications and terminations
• Board new contracts, modifications, renewals, refinances, and extensions
• Maintain accurate data within Aspire and troubleshoot issues
• Oversee daily cash receipt postings and reconciliations
• Perform daily, monthly, and quarterly reconciliations for contract servicing accounts; manage contracts serviced for others including accurate cash segregation, remittances, and delinquency reporting
• Maintain the Book Value Report in Aspire and ensure accurate and current contract-level data for internal reporting
• Partner with Controller to ensure contract-level accounting is captured for all revenue items along with key expense items (direct costs)
• Prepare and review reports, analyze portfolio data, and resolve delinquencies and exceptions
• Act as a subject matter expert for internal accounting inquiries
• Ensure compliance with internal controls, corporate policies, regulations, and providing audit support

Minimum Qualifications:

• Bachelor’s degree in Accounting, Finance, or related field
• 5+ years of relevant accounting experience; experience in commercial lending or financial services preferred
• Experience working with loan servicing systems; Aspire experience preferred
• Strong understanding of contract-level accounting, reconciliations, and loan servicing processes
• Personal integrity when working with personal and sensitive financial information
• Understanding of and the ability to adhere to Generally Accepted Accounting Principles (GAAP)

Company Story: Regents Capital ranks in the top 30 private independent equipment financing companies in the United States and has been consistently recognized as one of the Top Places to Work in Orange County. In this trillion-dollar industry, Regents Capital provides mid-size businesses with national equipment finance solutions to help their business operate more effectively. Our success is a direct result of the strength of Regents’ platform and our team’s unwavering commitment to offering convenience and a quality of service that is unmatched in the industry.