Remote Life Insurance Producer (Licensed)

Osmel Villarreal - Farmers Insurance - Advantixx Insurance Agency, a Farmers Agency · Full-time · W-2 hourly · Remote (work from home in Nevada) · Active Nevada Life license (resident or non-resident) required

Help families protect what matters with life insurance, from home. This is a life-only, W-2 role with an hourly base wage for every hour you work plus commission on each new life policy you place.

About us.
Advantixx Insurance Agency, led by Dr. Osmel Villarreal, is taking over an established Farmers agency book in Henderson, Nevada. We serve individuals, families and businesses with auto, home, renters, umbrella, life and business coverage. Advantixx Insurance Agency is an independently owned and operated agency of Farmers Insurance®.

What you'll do
- Contact agency-provided life leads and cross-sell opportunities from our existing customers fast (first contact within 5 minutes during business hours), plus referrals and prospects you bring in yourself
- Run needs-based conversations by phone and video, and recommend term or permanent life coverage only where it genuinely fits the client
- Complete applications, follow each case through underwriting, and deliver the policy so it is placed and in force
- Follow life suitability and replacement rules, do-not-call, texting-consent and privacy rules on every contact
- Keep accurate, same-day notes in our CRM and Farmers systems; join the daily team huddle by video; meet the agency's activity, quality and production standards, with weekly coaching

What you need
- An active Nevada producer license with the Life line of authority: resident, or non-resident backed by an active home-state resident license with a life line
- At least 1 year of licensed life insurance sales
- A Farmers New World Life appointment through our agency. We sponsor the appointment after your offer. You may not solicit, quote or sell until your appointment and agency setup are complete.
- Remote setup: a private, quiet workspace, reliable high-speed internet, and availability Monday–Friday 8:30 AM–5:00 PM Pacific Time. You must live and work in Nevada (we confirm this during screening).
- Spanish is a plus

Pay
- $12.00/hr for every hour you work in Nevada, always paid and never charged back against commission, plus overtime as required by law. W-2, hourly, non-exempt.
- Commission on new life policies only, never on renewals, paid on top of your base as a share of the first-year commission the agency receives on each policy you write: 20% on agency-provided leads / 30% on leads you generate yourself. Commission is paid after the policy is issued and placed.
- If a policy lapses or cancels within its first 12 months, that commission comes back only out of your future commission, never your paycheck, and any balance left when you leave is waived.
- No earnings estimate is published for this role; only the hourly base is guaranteed.

Benefits: up to $300/month toward medical, dental and vision through Farmers Agent Benefits after 90 days (subject to plan terms and eligibility in your state) · 40 hours/year PTO, accrued, usable after 90 days · 6 paid holidays · paid onboarding and Farmers training

Schedule: Monday–Friday, 8:30 AM–5:00 PM Pacific Time, with an unpaid 30-minute meal break, from your approved home office. All time is recorded in Rippling.

How to apply: Click Apply on this Rippling posting (https://ats.rippling.com/advantixxinsurance/jobs) and have your NPN and Nevada license number ready. Questions? Call 702-900-9707. We respond to every applicant within one business day.

Offers are contingent on a background check conducted with your written authorization under the Fair Credit Reporting Act. A conviction record does not automatically disqualify you; we consider the nature of the offense, how long ago it occurred and its relevance to the job, as permitted by law. Insurance roles are also subject to state insurance licensing rules and 18 U.S.C. § 1033.

Advantixx Insurance Agency is an equal opportunity employer. We consider all qualified applicants without regard to race (including hair texture and protective hairstyles), color, religion, sex, pregnancy, childbirth or related medical conditions, sexual orientation, gender identity or expression, age, disability, national origin, genetic information, military or veteran status, or any other status protected by federal, state or local law. If you need a reasonable accommodation to apply or interview, call 702-900-9707.

Advantixx Insurance Agency is an independently owned and operated agency of Farmers Insurance®. All positions are employed by Advantixx Insurance Agency, LLC, not by Farmers Insurance Exchange, Farmers New World Life Insurance Company or any of their affiliates.