Independent Medicare Insurance Agent (1099)

Join an FMO That Invests in Your Success

Success in Medicare sales starts with the right partnership. At Financial Grade Senior Consultants, we provide independent insurance agents with the carrier access, resources, technology, and support needed to build thriving businesses.

For nearly 20 years, we've been one of the nation's leading Field Marketing Organizations (FMOs), licensed in all 50 states and partnered with many of the country's top insurance carriers. Our team is committed to helping agents maximize their earning potential while maintaining the independence that comes with owning their own business.

Whether you're an established producer or looking for a stronger FMO partner, we're here to help you grow.

The Opportunity

Financial Grade Senior Consultants is looking for licensed Medicare Insurance Agents to join our nationwide network as 1099 Independent Contractors.

In this role, you'll work directly with Medicare-eligible individuals, helping them understand and enroll in Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. You'll have the flexibility to build your business your way-whether that's in-person, over the phone, or through a combination of both.

This is a commission-only opportunity with unlimited income potential, recurring renewal commissions, and the freedom to control your own schedule.

What You'll Gain

Build a Business You Own

• Direct carrier commissions

• Lifetime renewal income

• Ownership of your book of business

• Unlimited earning potential

Marketing & Lead Support

• Access to lead programs with no upfront costs

• Marketing resources designed to generate new business

• Sales strategies to help you grow year after year

Dedicated Agent Support

• Experienced Licensing & Contracting Team

• Sales coaching and business development

• Marketing and Compliance support

• AHIP certification discounts

Technology That Works for You

• Free access to Connecture

• Industry-leading quoting and enrollment tools

• CRM resources to help manage your pipeline efficiently

A Community of Successful Agents

• Networking events and Agent Synergy Mixers

• Collaboration with experienced professionals

• Ongoing education and business growth opportunities

What We're Looking For

We're seeking professionals who are:

• Licensed Health Insurance Agents

• Experienced in Medicare sales or senior insurance products

• Entrepreneurial and self-motivated

• Comfortable working independently in a commission-based environment

• Strong communicators with excellent customer service skills

• Passionate about helping seniors find the right coverage

Minimum Qualifications

• Active Resident State Health Insurance License (Required)

• AHIP 2026 Certification (Required)

• Ability to work as a 1099 Independent Contractor

Why Financial Grade?

At Financial Grade, we believe independent agents deserve more than just carrier contracts-they deserve a true business partner.

Our mission is to provide the support, technology, marketing, and expertise that allow agents to focus on what they do best: serving clients and growing their businesses. When you partner with us, you'll gain access to industry-leading resources without sacrificing your independence.

If you're ready to take control of your career and partner with an FMO that's committed to your long-term success, we'd love to hear from you.

Apply today and discover what your business can achieve with Financial Grade Senior Consultants.

Equal Opportunity Employer

Financial Grade Senior Consultants is proud to be an Equal Opportunity/Affirmative Action employer. We are committed to fostering an inclusive environment where all applicants receive fair consideration for opportunities without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, national origin, age, disability, veteran status, genetic information, or any other protected status under applicable law.