Fraud Prevention Analyst

About the Role

Binance is seeking a Fraud Prevention Analyst to join our Brazil fraud team, focused on transactional monitoring, investigation, and fraud prevention within the Pix ecosystem. This role is central to our fiat operating channel, this is a high-volume, high-accountability function where timeliness and attention to detail are needed. 

Key Responsibilities:

• Monitor and action alerts generated by anti-fraud rules and tooling.
• Investigate suspicious accounts and transactions, including beneficiary chains traced by MED 2.0 (up to 5 layers).
• Execute, within delegated authority, precautionary blocks, account blocks, and relationship terminations.
• Handle MED (Mecanismo Especial de Devolução) requests — both received and sent — within the deadlines set by the Pix Regulation, including the 7-day merit-analysis clock (weekends and Brazilian holidays included).
• Record and query fraud markings in DICT and comply with all applicable regulatory flows.
• Request information and documents from customers and track responses through to resolution.
• Prepare analysis dossiers with clear, objective, well-founded reasoning.
• Escalate cases with indications of money laundering (AML/TF) to the Compliance/PLD-FTP area for assessment of reporting to COAF.
• Identify false positives and propose parameter adjustments and new detection rules.
• Track key indicators: alert volume, response time, false-positive rate, and amounts blocked and recovered.

Essential Requirements

• Minimum 2 years of experience in fraud prevention or transaction monitoring within a financial institution or payment institution.
• Hands-on experience with Pix: MED, precautionary blocking, DICT, and fraud markings.
• Knowledge of the main fraud typologies affecting banking and payment rails.
• Working knowledge of AML/CFT (PLD/FTP), banking secrecy, and LGPD.
• Strong writing skills for producing opinions, dossiers, and formal communications.
• Fluency in Portuguese; working proficiency in English (Binance is a global organization and you will need to deal with global teams on a daily basis).
• Education: Bachelor's degree (Ensino Superior) minimum.

Nice to Have

• Experience parameterizing or calibrating anti-fraud rules.
• Familiarity with high-value vs. low-value case triage workflows.