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Senior Customer Outcomes & Advice Quality Assessor

Posted 17 minutes ago
£40000 per year
2-5 years experience
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AI Summary

The role involves line managing a team of four QA assessors while personally assessing complex mortgage advice cases to ensure compliance and quality standards. You will also lead calibration sessions, manage the appeals process, and provide actionable feedback to improve overall mortgage advice quality.

Senior Customer Outcomes & Advice Quality Assessor

Department: Mortgages

Employment Type: Full Time

Location: Fully Remote

Compensation: £40,000 / year



Description

Location: Fully remote
Hours: 39 hours per week, Monday to Friday. Flexible hours contract.

Our Mission

At Mojo Mortgages, we’re on a mission to become the largest and most disruptive mortgage broker in the UK. We’re a fast-moving, ever-evolving fintech. We’ll get there by transforming the mortgage journey so everyone can approach it with confidence. Change is constant here, and so is our drive to work smarter, think bigger and raise the bar.

Quality assurance is central to that mission. By holding our advice to the highest standards, we build lasting trust with our customers. We make sure our advice is always clear, accurate and in their best interest. This is a place for people who embrace challenge, hold themselves to a high standard and use technology to do their work better. We celebrate those who bring passion, accountability and fresh ideas.

At the heart of everything we do are our behaviours: care personally, challenge directly, put people first, keep exploring, love what you do, and always be accountable. If that sounds like you, we want you on the journey with us.
Assess mortgage advice and listen to calls and lead a team of 4 QA assessors.

Every individual case assessment is made by an assessor using their own judgement. You will work in a small, dedicated team where your eye for detail and analytical skills are central to the integrity of our mortgage advice. Your assessments give us confidence that customers receive clear, accurate advice. Your insight helps us keep raising the standard.


Key Responsibilities

  • Line manage four QA assessors. Set objectives, track the team’s output against the monthly requirement, and raise people concerns with the Operational Compliance Manager and HR.
  • Spend about 70% of your time assessing, including the most complex and highest-risk cases.
  • Lead calibration and coach assessors. Make clear, defensible scoring decisions. Coach through feedback, side-by-side reviews and “check the checker” assessments.
  • Manage the appeals process. Appeals are decided by someone other than the original assessor, so the Operational Compliance Manager or another senior assessor decides any appeal against your own assessments.
  • Produce monthly MI. Analyse failure trends and recommend action.
  • Set the risk-based case selection approach. Prioritise high-risk cases and cover all advice areas in line with the T&C framework.
  • Support T&C oversight. Help the Operational Compliance Manager maintain the Adviser Competence framework and RAG status records, and advise where our QA framework needs to change.
  • Be the voice of QA. Represent QA with Operations, Sales and Risk & Compliance, and help shape tooling, process and the T&C Scheme.
  • Assess advice. Assess mortgage advice against our internal standards, the FCA Consumer Duty and the Conduct Rules, meeting the T&C Scheme sampling requirements. Listen to calls as part of every assessment.
  • Own your output. Complete your agreed monthly volume to the quality and turnaround standards set by the Operational Compliance Manager. Flag risks early.
  • Give clear feedback. Record every outcome with specific, evidence-based feedback that Mortgage Experts and Sales Managers can act on without re-listening or re-working the case.
  • Stand behind your decisions. Apply the scoring criteria consistently. Explain your reasoning in calibration and defend your decisions on appeal.
  • Drive improvement. Escalate compliance risks promptly, find the root causes, and highlight routine checks that could be automated.
  • Review ID&V referrals. Review Smartsearch referrals, decide what additional verification checks are needed, and escalate any PEP or sanctions list matches to Risk & Compliance.


Who We’re Looking For

You embody our behaviours. You are meticulous, self-driven and confident in your own judgement. You give direct feedback that builds trust between QA, Mortgage Experts and Sales Managers, and you work at pace without letting accuracy slip. As a  Senior Customer Outcomes and Quality Assessor, you are also a fair, supportive line manager who brings others with you.

Qualifications
  • CeMAP 1, 2 & 3 or equivalent.
  • Hold, or be able to obtain, the competence status needed to assess advice and sign off assessments under our T&C Scheme.
Experience
  • Senior Customer Outcomes & Advice Quality Assessor: We would expect 3+ years as a QA assessor or QA lead in UK mortgage advice, or equivalent experience gained at Mojo. This must include line managing a team, leading calibration, handling appeals and coaching others.
Skills 
  • Sound knowledge of FCA mortgage advice requirements, with the confidence to explain and defend scoring decisions on complex cases.
  • Exceptional attention to detail and accuracy under pressure.
  • Experience of, or appetite to learn, AI and automated tools, with the judgement to test their outputs.
  • Comfortable with change.
  • Intermediate proficiency in Google Sheets, Docs and Slides.
  • Expert FCA knowledge, including T&C, high-risk cases, vulnerable customers and conduct breach investigations.
  • Strong analytical skills and the credibility to influence stakeholders at all levels of seniority.


Benefits

  • Remote working
  • Basic Salary of  £40k
  • Work from anywhere in the world for up to 22 days per year
  • 25 days holiday plus bank holidays (up to 28 days with length of service)
  • Pension via Aviva (Pension match up to 5%)
  • Sick pay and sick pay insurance
  • Wellness programme from Able Futures
  • Critical Illness cover & Subsidised private medical insurance 
  • Death in service Policy
  • Enhanced Maternity, primary adoption & Enhanced paternity & secondary adoption pay
  • Compassionate leave
  • Long service awards up to £5000



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