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You will assess complex and long-term Group Income Protection claims from both medical and financial perspectives while maintaining technical standards. Additionally, you will support team development through coaching and mentoring while building trusted relationships with customers and internal stakeholders.
Who are we?
We’re a specialist employee benefits provider, striving to create healthy, happy workplaces. As part of the international Unum Group, we’re on a collective mission to help the working world thrive.
What will you be doing?
What will you bring?
At Unum, we combine technical excellence with humanity, fairness and care, and we’re proud of the difference our people make every day.
We’re building a pipeline of experienced Group Income Protection (GIP) Claims Assessors who may be interested in joining our Income Protection Claims team as opportunities become available.
We’re particularly keen to connect with established claims professionals who have a minimum of 4 to 5 years’ experience assessing Group Income Protection claims and are confident managing complex and long-term cases.
As a Senior Claims Assessor, your expertise, judgement and empathy will directly support customers at critical points in their lives. You’ll take ownership of complex and long-term Income Protection claims, balancing robust technical decision making with clear, compassionate communication. You’ll also play an important part in developing others through coaching, mentoring and contributing to strong technical standards across the team.
Please note: This advert forms part of our ongoing talent pipeline for experienced GIP Claims Assessors. By applying, you’ll be expressing your interest in current and future opportunities with our team, and we’ll be in touch where your experience aligns with an available role.
What you’ll be doing:
. Assessing Income Protection claims from both a medical and financial perspective, including complex and long-term cases
Interpreting policy documentation accurately and applying sound technical judgement
. Communicating decisions clearly and sensitively, in line with Treating Customers Fairly principles
. Maintaining checking authority and ensuring claims are paid accurately and on time
. Working closely with rehabilitation teams and internal stakeholders to support positive return-to-work outcomes
. Coaching and mentoring colleagues, completing file reviews and supporting technical development
. Building trusted relationships with customers, clients and colleagues
. Contributing to continuous improvement and management information where required
Your Experience:
.A minimum of 4 - 5 years’ experience assessing Group Income Protection claims
. Strong experience managing complex and long-term Income Protection cases
. Strong technical knowledge of Group Risk products and policy interpretation
. A good understanding of long-term medical conditions, NHS pathways and rehabilitation processes
. Experience using claims management systems and functional assessments
. Strong written and verbal communication skills, with the ability to explain complex decisions clearly and sensitively
. A collaborative approach, with a genuine interest in coaching and sharing technical knowledge
Why join us?
At Unum, we’ve created a workplace where people feel supported to progress and grow, and can see their ambitions coming to life.
As a part of our commitment to creating an inclusive workplace, we actively encourage applications from those with disabilities and those with long-term health conditions.
If you meet the essential criteria for the role and choose to opt in to the scheme during your application, you will be offered an interview under the Disability Confident Scheme.
If you need assistance and/or reasonable accommodation due to a disability during the application or recruiting process, please send a request to careers@unum.co.uk.
We are proud to be a Disability Confident Employer.
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