Senior Analyst, Strategic Finance & FP&A

Build something people love

Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $125 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.

We're proud of what we've built — and we're just getting started. Read our Culture Manual and learn more about how we work.

About the Role

Wealthsimple is building Canada's leading financial platform — spanning brokerage, banking, crypto, and wealth management — and we're entering a phase where the quality of our financial analysis needs to match the ambition of what we're building. We're looking for a Senior Analyst with an investment banking or advisory background to bring institutional-grade modeling, valuation, and analytical rigor to our FP&A function.

This role is for someone who can build a 3-statement integrated financial model from a blank workbook, tear apart a 10-K in an afternoon, and pressure-test the assumptions behind a $50M capital allocation decision — all with minimal hand-holding. You'll work across long-range planning, competitive intelligence, market sizing, and stakeholder analytics as we continue to scale.

In this role you'll have the opportunity to:

Long-Range Financial Modeling

• Build and maintain integrated 3-statement financial models (income statement, balance sheet, cash flow) with 5-year projection horizons

• Own scenario and sensitivity analysis tied to key business drivers — client growth, AUM mix, take rate, and unit economics by product line

• Translate strategic initiatives into quantified financial impacts with clear assumptions and audit trails

Comparable Companies & Valuation Analysis

• Maintain a living comps universe of public fintech, brokerage, neobank, and wealth management peers

• Analyze peer 10-Ks, 10-Qs, and earnings transcripts to extract operating metrics, segment economics, and reporting practices

• Produce valuation benchmarking that informs internal capital allocation and strategic positioning

Total Addressable Market & Growth Analysis

• Build bottoms-up and top-down TAM frameworks across Wealthsimple's product verticals

• Size market opportunities using primary regulatory, census, and industry data — not sell-side estimates

• Quantify penetration rates, wallet share, and whitespace to support strategic planning and investment cases

Executive & Stakeholder Reporting

• Support the development of institutional-quality materials: KPI packages, performance narratives, and supplemental data exhibits

• Help define and stress-test key performance metrics — ensuring they're defensible, consistent, and tell the right story over time

• Serve as an analytical resource for board materials and executive presentations

Ad Hoc Strategic Analysis

• Evaluate capital allocation decisions against our investment framework

• Analyze unit economics at the across many metrics

• Support competitive deep-dives, pricing analysis, and product economics work as the business requires

Skills You'll Bring:

• 2–4 years in investment banking, equity research, transaction advisory, strategic finance (or equivalent intensity). You've lived in Excel under pressure and it shows.

• You can build an integrated 3-statement model from scratch — not just update templates. DCF, LBO, and comps are second nature.

• Deep comfort with public company filings (10-K, 10-Q, proxy, S-1). You know where to find what matters and how to contextualize it.

• You think in terms of capital allocation, return hurdles, and economic trade-offs — not just revenue growth.

• Strong command of Excel/Google Sheets. SQL or BI tool experience is a plus but not required.

• Self-sufficient and independent. You take ambiguous problems and come back with structured, defensible answers — not a list of clarifying questions.

• Clear written and verbal communication. You can translate complex analysis into a narrative that a non-finance executive would follow.

• Genuine interest in fintech, capital markets, or financial services. You want to understand the business, not just model it.

What Would Make You Stand Out:

• Direct experience covering fintech, financial services, or payments in an IB or ER seat

• Familiarity with Canadian financial services regulation or the competitive landscape

• Experience building financial reporting infrastructure or supporting institutional stakeholder communications

• Exposure to cohort-based unit economics or LTV/CAC frameworks in a high-growth context

Why Wealthsimple?

🌸 Top-tier health benefits and life insurance

📈 Long-term group savings with employer match, through Wealthsimple for Business

🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year

✈️ 90 days away: work outside Canada for up to 90 days per year

👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.

ICYMI

Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.

Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.

AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.