Mortgage Lock Desk Analyst

🚀 Now Hiring: Lock Desk Analyst

Summary

We’re looking for a detail‑oriented Lock Desk Analyst to manage loan pricing, lock activities, and eligibility reviews in alignment with investor guidelines to support revenue integrity and efficient pipeline management. This role helps ensure accurate pricing, timely execution, and smooth coordination across Sales, Operations, and Secondary.

Key Responsibilities

Publish daily pricing and margins in Optimal Blue / Encompass

Process new locks, relocks, extensions, and renegotiations

Validate eligibility, AUS findings, LLPAs, product fit, and key loan attributes

Coordinate investor lock requests and track turn-times for non-delegated underwriting

Manage lock expirations, pipeline aging, and fallout risk

Review and approve product, loan amount, and borrower attribute changes for pricing impact

Maintain accurate lock data and reconcile investor confirmations

Provide timely responses to pricing scenarios and lock inquiries

Generate pipeline and lock reports; support Secondary with pricing or margin updates

Qualifications

2 years of Lock Desk or Secondary experience (correspondent or non-delegated preferred)

Experience with Encompass and Optimal Blue/EPC

Strong understanding of agency/investor guidelines, LLPAs, SRP, and best‑efforts delivery

High accuracy, strong analytical skills, and ability to work in fast-moving markets

Clear, professional written and verbal communication

Ready to Make an Impact?!

If you excel in accuracy, speed, and supporting revenue-critical functions, we’d love to hear from you.

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