Director, Valuation & Inforce Product Management

About Us:

At Everly, our vision is to change the paradigm of insurance. We know life insurance can be confusing and complex. We know that most people purchase life insurance at a milestone moment and file it away for the future. We want to change how people think about, buy, and use life insurance by being a partner in life’s journey.  We are focused on making things that matter, making meaningful connections, and making things work WAY better. Our goal is to provide radically transparent, consumer-first insurance solutions.

We are looking for people with a continuous improvement mindset. Those who think the opposite of “This is how we’ve always done it”. We want people on our team who are always asking “How can we do this better?” 

Our company values are a guide to our behavior and help inform our decisions.  We want people who embody those values of breaking down barriers, owning the outcome, embracing the journey, and sparking joy.

This is a remote position based in the US with occasional travel.

About the role:

We are seeking a versatile and detail-oriented Director, Valuation and Inforce Management to act as the owner of the valuation function for the company and support the Stat & GAAP actuarial reporting requirements. This role owns the integrity and structure of inforce model populations — ensure population inputs are auditable, consistently structured, and aligned across valuation, projection, and reporting. Additionally, this role is a key support function for the financial reporting needs of the company including asset adequacy testing, annual statement, ORSA, FP&A, and risk management.

The ideal candidate thrives in a small-company environment where wearing multiple hats is the norm. You are equal parts technical expert, project wrangler, and cross-functional partner. You build strong relationships across marketing, operations, technology, legal, and third-party vendors, and you are willing to roll up your sleeves and dive deep into the details to get the job done. You will be the go-to authority on how reserve calculations work technically and will lead the effort to ensure they are built, tested, documented, reported, and maintained correctly.

What You’ll Do:

Reserving & Financial Reporting

• Own the actuarial valuation for life & annuity reserves process and calculations for Stat and GAAP valuations including VM-20, VM-22, CRVM, SOP 03-1, FAS-133, DAC, Dividend Liability, and Riders.
• Support actuarial & financial reporting for PBR VM-31, Annual Statement, Asset Adequacy Testing, GAAP disclosures, new business value, Income Statement, Balance Sheet, Gains by Source, and ad-hoc requests.

Experience Studies, Assumption Setting, Risk Management

• Strengthen experience studies & annual assumption review recommendations to comply with VM-31 statutory requirements.
• Lead testing, monitoring, & sensitivity analysis of financial impacts from experience studies on inforce & industry business.
• Create & Own ongoing measurement tools of economic market impacts, regulatory change, and other risk drivers to the inforce business.

Documentation & Process Management

• Create and maintain a best-in-class automated process for all actuarial reserving valuation & reporting requirements, ensuring processes are auditable, navigable, and efficient in providing stakeholders with real time actionable information.
• Document new & existing processes and provide clear, auditable proof for reserve & reporting compliance with regulations.

Cross-Functional Collaboration & Strategic Support

• Support pricing & forecasting activities by acting as a subject matter expert on reserve & product functionality for modeling & analysis.
• Contribute to strategic planning efforts by providing actuarial and product perspective on initiatives, market developments, and operational improvement opportunities.

Serve as the internal authority on actuarial modeling platform capabilities — advise on platform configuration and use; identify opportunities to expand utility as the business scales.

Own variable product financial management — be the go-to expert on VUL mechanics, reserve behavior, and income dynamics across Finance, FP&A, and product leadership.

Consult on product design trade-offs — connect guarantee structures, premium flexibility, and rider features to their downstream reserve, capital, and behavioral assumption impacts.

Build actuarial and financial literacy across the organization — translate technical concepts into accessible frameworks that sharpen decision-making at every level.

Own VM-31 statutory documentation — ensure all PBR actuarial reports are accurate, complete, and audit-ready.

Skills and Experience:

Required

• Bachelor’s degree in actuarial science, mathematics, finance, or a related quantitative field.
• Fellow of the Society of Actuaries (FSA) or career ASA.
• 12+ years of experience in the life insurance industry, with hands-on exposure to valuation, modeling, financial reporting, assumption setting, and experience studies.
• Strong working knowledge of life insurance and annuity reserve and capital regulations with a focus on modeled reserves, individual life and annuity product mechanics, features and benefits.
• Demonstrated ability to manage multiple workstreams, track deadlines, and coordinate across teams in a collaborative manner.
• Excellent written and verbal communication skills, with the ability to translate technical actuarial concepts for non-technical audiences.
• High attention to detail and a strong sense of ownership over work quality.

Preferred

• Experience working in a small or mid-size insurance company environment where broad scope and flexibility are essential.
• Experience with variable product design & risk management.

Key Competencies:

• Ownership Mentality – Takes full accountability for outcomes in their domain; proactively identifies and fills gaps rather than waiting for direction.
• Cross-Functional Partnership – Builds strong, trust-based relationships with colleagues across departments and with external partners; communicates with clarity and credibility.
• Detail Orientation – Consistently delivers accurate, well-documented work even under time pressure.
• Problem Solving – Willing to dig into unfamiliar territory to diagnose issues, find root causes, and drive resolution.
• Organizational Discipline – Brings structure and follow-through to recurring processes and complex multi-stakeholder workstreams.

At Everly, we celebrate our diverse backgrounds and support our differences, and we are dedicated to equal employment opportunities regardless of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

We’re also committed to adding new perspectives to our team and invite applications from people of all walks of life. We understand that experience comes in many forms, so if you believe you’re close to what we’re looking for, please consider applying.

Everly offers a competitive salary and as a full-time employee you are eligible for our robust benefits package including:

• Employees are eligible for an annual incentive bonus designed to reward for performance.
• The salary range for this job in most geographic locations in the US is $175,000-$216,000
• Candidates hired to work in other locations will be subject to the pay range associated with that location and will be reflected in the candidate’s offer letter. 
• Flexible paid time off for PTO, plus paid holidays, days of Significance, and a Volunteer Day
• Paid parental leave eligible after 3 months of service
• Medical, Dental & Vision Insurance
• 401k with company match
• Profit Sharing & Savings Plan
• Short-term and long-term disability insurance
• Flexible spending account
• Life insurance
• Educational Assistance
• Associate Assistance Programs and more!

Visit the career section to apply and submit your resume. EOE