Consumer Finance Underwriter

At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. That’s one way we differ from our competitors. We are proud of what we as a team have accomplished. We will always strive for improvement, our motto since day one has been “Success is the only option.”

Lendmark Financial Services offers a comprehensive benefits package for employees and dependents that includes medical, dental, vision benefits, paid time off, paid holidays, 401(k), life insurance, long-term disability, tuition assistance and an employee assistance program. We also offer optional benefits such as critical care, auto, home and pet insurance as well as other ancillary insurance options.

SUMMARY:

The role of the Consumer Finance Underwriter I will be to evaluate branch and/or indirect Retail Sales applications and make decisions regarding whether to approve or deny an applicant for financing. The underwriting department provides support for Lendmark from a centralized environment.

MAJOR DUTIES/RESPONSIBILITIES:

• Analyzes loan applications, credit bureau reports, collateral, existing account data, and other loan documentation in order to make consistent, sound lending decisions
• Meets or exceeds the expectations established for reviewing loans that route to the underwriting review queues
• Adheres to government regulations and compliance guidelines
• Underwrites to established policies and within credit approval authorities (CAA)
• Manages risk relative to role
• Other duties as assigned

BASIC REQUIREMENTS:

• High School diploma or equivalent education and related training
• 1-3 years consumer finance, indirect retail sales, or automobile underwriting experience
• Ability to analyze and interpret data
• Ability to work independently
• Ability to multi-task with attention to detail
• Strong organizational skills
• Strong oral and written communication skills
• Basic understanding of Microsoft Office software
• Ability to work non-standard hours including nights, weekends and holidays

COMPENSATION:

• The salary range for this position is competitive based on the job duties as well as the specific Knowledge, Skills, Abilities and Experience of the selected candidate.
• This position is eligible for Semi Annual Incentive compensation based on individual and company performance guidelines.

WORKING CONDITIONS:

• Remote
• Rotating/flexible work hours may be required

If you are interested in a fast paced, high growth, team oriented and great culture environment, you'll enjoy a career with us!