Business Credit Adjudicator

 Posted 2 days ago
  
 Canada
  
 77000 - 91500 per year
  
5-10 years experience
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AI Summary

The Business Credit Adjudicator is responsible for managing the business and agricultural credit portfolio through effective adjudication and quality assurance. They also provide coaching and mentoring to lending staff to ensure compliance with credit policies and sound risk analysis.

The Kindred team is at the heart of our cooperative, bringing our values to life every day. In fact, they are woven into everything we do. More than financial professionals, we're trusted partners who care deeply about our members and our communities. With integrity, stewardship, and compassion, we help ensure every member’s experience feels welcoming and grounded in purpose. Whether offering thoughtful financial guidance or strengthening community connections, we strive to connect values and faith with finances, inspiring peaceful, just, and prosperous communities.

You’re invited to make a difference as a full-time Business Credit Adjudicator.  We are currently recruiting to fill a permanent vacancy on our Credit Risk Team.

Reporting to the Director, Business Credit, in this role you will join the team responsible for contributing to the effective management of Kindred’s business (commercial and agricultural) portfolio, through credit adjudication and quality assurance throughout the lending process ensuring compliance to credit policies. This includes coaching and mentoring lenders serving Kindred’s business members to support effective credit structure, risk analysis, and member experience. 

Key Responsibilities:

  • Analyzes and approves credit requests within established limits
  • Approves annual reviews on business accounts above branches’ approval limits, including conditions
  • Contributes when appropriate with the approval of loan extensions, amendments, release or substitution of security
  • Assists with line of credit maintenance and any required margining
  • Supports lending staff to ensure that overdraft policy is followed for all accounts

What to bring:

You’re a great fit for this opportunity if you have experience adjudicating business credit, or if you're  an experienced business lender and want to expand your skills and career into credit adjudication.  Your credit knowledge demonstrates your ability to accurately analyze credit, make and recommend sound credit decisions, and clearly communicate decisions with stakeholders. Ideally, you're familiar with the agricultural sector and passionate about supporting your members with credit solutions that meet their operating needs.

You will be part of a collaborative team where you can engage with our purpose and where your ideas matter. You’ll be expected to continually grow your skills and abilities, and to share your expertise and experience with team members.

Plus, you bring your qualifications and experience:

  • completion of post secondary program in a related field, such as agriculture, commerce, or accounting
  • 6-8 years of business lending experience with increasingly complex accounts 
  • technical aptitude, financial literacy, strong attention to detail

Why Kindred

We believe that your life is bigger than any job, so we’ll work together to achieve work-life quality and to care for your overall wellness. For many roles, we offer flexible and remote options that we can discuss with you. And of course, your total rewards package includes competitive cash compensation plus an array of wellness benefits and financial products and services at preferred rates for employees.

Our comprehensive total rewards package includes:  

  • Starting salary $77,000 - $91,500
  • Performance based target incentives (8%), tied to individual, team and organizational results
  • Employer paid Group benefits plan with no waiting period
  • Employer matching at 5% on Group Savings Plan with no waiting period
  • Four weeks of vacation and generous paid time off provisions
  • Career growth opportunities, training & development support
  • Comprehensive staff benefits on financial products & services

When you choose Kindred to further your career, you’re joining an engaged workforce at a certified that is committed to using business as a force for good™ and acting as an advocate for a Living Wage.

RSVP

Ready to choose Kindred?  Visit us at www.kindredcu.com/careers to learn more about why people enjoy working with us. If this role sounds like a fit, please apply. 

At Kindred, we value genuine connection. We don’t use AI to screen applications—every resume is reviewed by a real person. If selected, you’ll hear from a Kindred team member by phone, and when possible, we prefer to meet candidates in person.  If you choose to use AI to support your application materials, we encourage you to ensure your own voice and personality still come through. Kindred will acknowledge all applications received and advise all candidates when the position is filled.

As a team of people who, with compassion, integrity, and stewardship, care deeply about each other, our members, our communities, and our world, Kindred is committed to building an equitable, diverse, and inclusive workplace. Kindred’s values-centered and faith-inspired, warmly professional, expressly invitational characteristics compel us to be a place that understands, respects, and values, and treats equitably all people of every race, national or ethnic origin, colour, religion, age, sex, sexual orientation, gender identity or expression, marital status, family status, genetic characteristics, and disability.

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