Bilingual Spanish / English Loan Officer

Description

Join Our Team!

Seeking experienced bilingual loan officer looking to make a real impact in the Hispanic community.

Hipotecasa, a division of Mortgage Investors Group, is seeking a passionate and experienced loan officer to join our dynamic team. If you have 3-5 years of proven experience in the mortgage industry, fully understand the Hispanic culture, and share our commitment to serving the underserved Hispanic community, we want to hear from you.

As a loan officer at Hipotecasa, you'll have the opportunity to:

? Utilize your bilingual skills to connect with and assist Hispanic clients in navigating the mortgage process.

? Make a meaningful difference by providing access to affordable homeownership opportunities to those who need it most.

? Work in a supportive and collaborative environment with a team dedicated to excellence and community impact.

MIG has been #1 with THDA and RD in Tennessee y for more than a decade!

Requirements:

3-5 years of experience as a loan officer in the mortgage industry.

Bilingual proficiency in English and Spanish.

Fully understand the Hispanic culture.

Strong communication and interpersonal skills.

Passion for serving the underserved Hispanic community.

Willingness to work evenings and weekends to accommodate the needs of our clients.

If you're ready to take your career to the next level while making a positive difference in the lives of others, apply now to join the Hipotecasa team!

Hipotecasa - Empowering Communities Through Homeownership POSITION SUMMARY

Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.

ESSENTIAL JOB FUNCTIONS

• Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community
• Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc.
• Provide necessary documentation to processing and underwriting departments to ensure timely loan closings
• Other duties as assigned

Requirements

JOB SPECIFICATIONS

Minimum Education: High School or Equivalent

Minimum Knowledge:

• Ability to analyze complex financial situations to determine best-case solutions for clientsMinimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.)
• Ability to prospect local markets (i.e. cold calling in person) to solicit new business
• Experience with Conventional, Government and Alt-A lending
• Hands-on experience with DU / LP is helpful
• Demonstrated communication and organizational skills
• Ability to work independently with little or no supervision

Minimum Experience:

• Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success

ANNUAL TRAINING REQUIREMENTS

New hires must complete the following training courses:

• BSM/AML: The Basics
• Marketing Compliance
• Annual Consumer Complaint Attestation 

Existing employees must complete the following training courses:

• BSA and AML: Essentials
• Annual Sexual Harassment Training

PHYSICAL REQUIREMENTS

Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs."

ADDITIONAL INFORMATION

Notice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification.  It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.