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AI Summary
Underwrite residential loans ensuring compliance with agency and investor standards. Assess risk and evaluate a borrower’s willingness and ability to repay by reviewing loan applications and documentation.
| Job Description | |||
| Job Title: Underwriter | Department: Underwriting | Location: Milford Office or Remote | |
| Position reports to: Chief Risk Officer | Position supervises: N/A | FLSA status: _ Exempt _x_ Non-Exempt | |
TMS Core Values:
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| General Purpose and Scope: Underwrite residential loans ensuring compliance with agency and investor standards. Examine loan application and documentation for accuracy, completeness, and overall credit risk. Work with loan originator and production staff to secure all required documents. May respond to individual and investor audits. | |||
Responsibilities / Functions:
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Personal Traits / Competencies:
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Technical / Computer Skills:
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Education and Experience:
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| Certifications, Licenses: N/A | |||
| Hours for position: Monday – Friday 9:00 AM to 5:00 PM May require over-time; must be available to work additional hours on short notice as determined by management to meet service level agreements. | |||
| Date Created: 7/11/2013 | Date Updated: 4/8/2025 | ||
| Conclusion This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. But, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. | |||
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