Sr. Analyst, Capital Markets (SBA 7(a))

Interested in joining one of the fastest growing commercial real estate firms and the #4 commercial mortgage REIT in the country?

Ready Capital is searching for experienced and driven professionals to expand our team and grow with our company. We offer a work environment that thrives on collaboration and a corporate culture of employees who are passionate and excited about what they do. Come work with us!

Job Title: Sr. Analyst, Capital Markets (SBA 7(a))

Location: Hybrid / Remote

Job Summary:
Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency, multifamily, investor and bridge as well as SBA 7(a) business loans. Headquartered in New York City, Ready Capital employs over 400 lending professionals nationwide.

We are seeking a Sr. Analyst, Capital Markets (SBA 7(a)) to join the Treasury/Capital Markets team. This role will support the execution and ongoing management of SBA 7(a) loan financing activities, including loan pledging, collateral reporting, and coordination with internal stakeholders and external financing counterparties. The ideal candidate is analytically strong, highly detail-oriented, and comfortable operating in a fast-paced, execution-focused environment. Open to employees in the NY/NJ/CT area as a hybrid role, reporting into our mid-town Manhattan office, or remote for qualified candidates in other states. 
 

Key Responsibilities:
•    Manage day-to-day SBA 7(a) loan pledging processes, including collateral eligibility review, borrowing base support, and timely delivery of pledge files.
•    Maintain collateral and financing data sets; produce recurring and ad hoc reporting for warehouse lenders and internal stakeholders.
•    Support execution of SBA 7(a) capital markets activities, including loan financing and secondary market-related workflows.
•    Coordinate cross-functionally with Origination, Credit, Operations, Legal, and Servicing to resolve data exceptions, cure documentation items, and keep funding/financing timelines on track.
•    Interface with financing counterparties to address information requests and ensure accurate, consistent communication.
•    Identify opportunities to streamline pledging and reporting processes; help implement controls to improve accuracy and scalability.
 

Qualifications:
•    Bachelor’s degree (Finance, Accounting, Economics, Real Estate, or related field preferred).
•    1–3 years of experience in capital markets, structured finance, warehouse lending, SBA lending, or related financial services roles.
•    Familiarity with SBA 7(a) loans, secondary market execution, and/or loan financing structures strongly preferred.
•    Strong understanding of loan data, collateral eligibility, and financing mechanics; ability to reconcile exceptions with high accuracy.
•    Advanced Excel skills and comfort working with large data sets; strong attention to detail.
•    Strong written and verbal communication skills; ability to work cross-functionally in a team-oriented environment.
•    Highly organized with the ability to manage multiple priorities and deadlines in a fast-paced environment.

Note: This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings.

Ready Capital offers a generous PTO policy and paid holidays, the terms of which are set forth in the program policies. All full-time employees also are eligible to participate in various benefit plans, including medical, dental, vision, life, disability insurance and 401K; in each case in accordance with the terms of the applicable plans.

Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to stand and walk. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

Ready Capital is an equal opportunity employer (EOE)
 

Pay Range:

The annual full-time salary range for this role is:

$75,000 - $90,000 

Final compensation will be determined based on experience, qualifications, and performance. Additionally, certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, performance and approval.