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Connect with clients virtually to assess their needs and explain life, accident, and supplemental health insurance options. Provide long-term service including policy reviews, beneficiary updates, and ongoing claims assistance.
Remote Insurance Specialist – Customer Service & Benefits
AO Globe Life | 100% Remote | Work From Home | Training & Mentorship Provided | U.S. Applicants
Looking for a fully remote career where you can help people, build meaningful relationships, and create opportunities for long-term professional and financial growth?
AO Globe Life is seeking motivated, service-focused professionals to join our virtual team as Remote Insurance Specialists.
You'll work with working families, veterans, union members, credit union members, and other eligible clients, helping them understand available life, accident, and supplemental health insurance benefits.
Whether you have insurance experience or are exploring a new career path, we provide the training, mentorship, licensing guidance, technology, and ongoing professional development needed to get started.
✓ 100% Remote / Work From Home
✓ Qualified Client Opportunities Provided
✓ No Traditional Cold Calling
✓ Weekly Commission-Based Pay
✓ Performance Bonuses & Incentives
✓ Uncapped Earning Potential
✓ Renewal & Residual Income Opportunities
✓ Leadership & Career Advancement
Meet with clients virtually through Zoom and phone appointments
Connect with individuals who have requested information about available benefits
Ask questions to understand each client's needs, priorities, and financial protection goals
Build professional relationships based on trust, communication, and exceptional service
Maintain consistent follow-up with prospective and existing clients
Explain available life, accident, and supplemental health insurance options
Help clients understand coverage features and available choices
Assess individual and family protection needs
Recommend personalized benefit solutions
Answer questions clearly and professionally
Guide eligible clients through applications and enrollment
Complete required documentation accurately
Your relationship with clients continues beyond enrollment.
You'll also help with:
Policy reviews
Beneficiary updates
Coverage questions
Policy-related service needs
Appropriate claims assistance and guidance
Client follow-up
Accurate digital records and documentation
Spend more time helping families and less time searching for prospects.
Representatives work with individuals who have requested information regarding available benefits.
Your focus is on:
Understanding Needs → Educating Members → Recommending Solutions → Enrollment → Long-Term Service
There is no requirement to purchase leads.
This is a commission-based opportunity rather than a guaranteed hourly wage or salary.
Income opportunities may include:
Weekly commission payments
Performance-based bonuses
Uncapped personal production
Renewal income
Long-term residual income opportunities
Leadership compensation as you advance
Additional performance incentives
High-performing representatives may have the opportunity to build six-figure annual income, although earnings are not guaranteed and vary based on individual activity, production, and results.
Build your career from home while remaining connected to clients, mentors, and your team virtually.
Your work environment may include:
Zoom client appointments
Phone consultations
Digital enrollment systems
Online training
Virtual coaching and mentorship
Remote team meetings
Leadership-development sessions
You'll need reliable high-speed internet, a computer or laptop, webcam, microphone, and a professional workspace.
Previous insurance experience is not required for motivated candidates willing to learn.
Training and development may include:
Virtual onboarding
State insurance licensing guidance
Product and benefits education
Customer-service development
Client communication training
Consultative sales training
Virtual presentation development
Enrollment systems and procedures
One-on-one mentorship
Weekly coaching
Leadership development
Ongoing professional education
Eligible and qualifying representatives may have access to:
Medical insurance reimbursement opportunities
Company-supported life insurance
Accidental Death Benefit coverage
Renewal and residual income opportunities
Professional coaching and mentorship
Leadership-development programs
OPEIU Local 277 representation where applicable
Virtual business technology and resources
Eligibility and qualification requirements may apply.
Qualifying representatives may also have opportunities to earn:
Company-sponsored incentive travel
Leadership conferences and conventions
Performance bonuses
Achievement awards
Team recognition
Professional-development events
Additional performance-based incentives
AO Globe Life offers opportunities for individuals interested in developing beyond personal production.
Representatives who demonstrate strong performance, consistency, professionalism, and leadership ability may pursue opportunities in:
Insurance Specialist → Trainer/Mentor → Team Leadership → Management → Advanced Leadership
Advancement is based on performance, professional development, and demonstrated leadership ability—not simply tenure.
You may be a strong fit if you demonstrate:
Excellent verbal and written communication skills
Strong customer-service and relationship-building abilities
Active listening and problem-solving skills
Self-motivation and personal accountability
Strong organization and time management
Professionalism, integrity, and attention to detail
Comfort working independently in a remote environment
Confidence learning new technology and digital systems
Goal-oriented and performance-driven mindset
Coachability and willingness to implement feedback
Desire to develop professionally and financially
Experience in customer service, insurance, retail, hospitality, healthcare, banking, financial services, military service, education, administration, account management, or sales can transfer well—but insurance experience is not required.
Applicants must:
Be at least 18 years of age
Be physically located within the United States
Be legally authorized to work in the United States
Have access to a reliable computer or laptop
Maintain reliable high-speed internet
Have webcam and microphone capability
Maintain a quiet, professional workspace
Be comfortable conducting business through Zoom and phone
Be willing to complete required training
Hold or be willing and able to obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
Licensing guidance and support are provided.
Qualified applicants will first receive information explaining the position, compensation structure, licensing requirements, training program, client process, and career advancement opportunities.
Candidates interested in continuing will then have the opportunity to participate in a live virtual Zoom interview with our hiring team.
If you're looking for a remote career where you can help families, build valuable professional skills, and create opportunities for long-term income and advancement, we'd like to hear from you.
Apply today with your updated resume to be considered for our Remote Insurance Specialist opportunity with AO Globe Life.
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