Remote Client Growth Advisor

Company: Globe Life AO – American Income Division
Location: 100% Remote
Schedule: Flexible | Full-Time Availability Preferred
Position Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay | Performance Bonuses
Experience: Entry Level | No Insurance Experience Required
Training: Virtual Onboarding | Licensing Guidance | Ongoing Mentorship

Your Next Career Opportunity Starts at Home!

Looking for a career that gives you the flexibility to work remotely, the opportunity to help others, and the chance to build valuable professional skills?

At Globe Life AO, we're looking for motivated individuals ready to take the next step in their careers as Remote Client Growth Advisors.

This opportunity is ideal for individuals who enjoy helping people, building relationships, learning new skills, and working toward meaningful personal and professional goals.

You'll connect with working families, veterans, labor union members, credit union members, and eligible association members through virtual Zoom and phone consultations.

Your responsibilities will include explaining available life, accident, and supplemental health insurance benefits, answering questions, identifying coverage needs, making appropriate recommendations once licensed, and assisting clients with enrollment.

This is a remote, client-facing insurance sales and service opportunity that combines customer service, relationship management, benefits education, and consultative sales.

No previous insurance experience is required to apply.

Why This Opportunity Stands Out

100% Remote Work

Enjoy the flexibility of working from your home office.

• No daily commute

• Virtual client appointments

• Online training and team meetings

• Digital enrollment systems

• Remote mentorship and coaching

• Flexible scheduling around business responsibilities

Work from a quiet, professional environment with dependable internet access.

Weekly Commission-Based Income

Build an income opportunity tied to your individual performance.

Compensation opportunities may include:

• Weekly commissions on eligible completed business

• Performance-based bonuses

• Renewal and residual income opportunities

• Additional incentives for qualifying representatives

• Potential leadership compensation

Important: This is a 1099 independent contractor opportunity with 100% commission-based compensation. There is no guaranteed hourly wage or base salary.

Individual earnings vary based on productivity, completed business, and performance.

Company-Provided Client Opportunities

Spend more time helping people and less time searching for prospective clients.

Representatives receive access to company-provided client opportunities, including individuals and families who have requested or expressed interest in receiving benefit information.

• No traditional random cold calling

• No door-to-door prospecting

• No required lead purchases

• Virtual consultations

• Client follow-up and relationship development

The position includes appointment scheduling and outbound follow-up calls.

Comprehensive Training & Mentorship

New to insurance? We provide structured training and support.

Training may include:

• Virtual onboarding

• Insurance product education

• Licensing guidance

• Customer-service techniques

• Communication and relationship building

• Virtual presentation skills

• Consultative sales training

• Electronic application procedures

• Digital client-management tools

• One-on-one mentorship

• Ongoing professional coaching

Training is provided at no cost but is not hourly compensated.

Career Advancement Opportunities

Your professional development can continue beyond the entry-level position.

Representatives who demonstrate strong performance, consistency, professionalism, and leadership ability may qualify for additional responsibilities.

Potential development opportunities include:

• Senior Client Advisor

• Team Trainer

• Mentor

• Team Leader

• Sales Management

• Advanced Leadership

Advancement is performance-based and not guaranteed.

What You'll Do

As a Remote Client Growth Advisor, you'll support clients throughout the benefits consultation and enrollment process.

Client Consultations

• Connect with prospective and existing clients through phone and Zoom.

• Schedule and conduct virtual benefit appointments.

• Build trust and establish professional client relationships.

• Ask questions to understand individual and family coverage needs.

• Explain available life, accident, and supplemental health insurance options.

• Answer questions about benefits and policy features.

• Provide needs-based coverage recommendations once appropriately licensed.

• Help eligible clients complete electronic applications.

Customer Service & Relationship Management

• Welcome new clients and explain applicable enrollment next steps.

• Provide follow-up customer service.

• Assist with applicable policy reviews.

• Help clients understand available policy-service options.

• Maintain accurate client information and appointment records.

• Respond professionally to client questions.

• Build lasting relationships through communication and reliable service.

Organization & Professional Development

• Manage your virtual appointment schedule.

• Maintain accurate digital records.

• Complete required documentation.

• Participate in virtual training and coaching.

• Develop communication and presentation skills.

• Follow applicable company procedures and state insurance requirements.

• Work toward individual production and professional-development goals.

A Typical Day Working From Home

Morning: Organize your schedule, review client appointments, respond to inquiries, and prepare for virtual consultations.

Client Appointments: Meet with individuals and families through Zoom or phone to discuss their needs and available insurance benefits.

Enrollment Support: Once appropriately licensed, explain coverage options, answer questions, and assist eligible clients with electronic applications.

Follow-Up: Contact clients regarding pending decisions, service requests, or scheduled policy reviews.

Training & Development: Participate in virtual coaching, product education, and professional-development opportunities.

Your schedule may vary depending on client availability, training commitments, and individual business goals.

Who We're Looking For

We're looking for individuals who are:

• Friendly, professional, and approachable

• Strong communicators

• Comfortable building relationships

• Motivated to learn new skills

• Dependable and organized

• Self-directed and accountable

• Comfortable using computers and virtual communication tools

• Open to coaching and feedback

• Interested in helping working families

• Comfortable with consultative insurance sales

• Motivated by performance-based compensation

Previous experience in customer service, retail, hospitality, healthcare, banking, education, administration, military service, insurance, or sales is welcome but not required.

No college degree or previous insurance experience is required.

Minimum Requirements

Applicants must:

• Be at least 18 years old.

• Be physically located in an eligible U.S. location.

• Be legally authorized to work in the United States.

• Have access to a dependable laptop or desktop computer.

• Maintain reliable high-speed internet.

• Have a webcam and microphone.

• Have a quiet, professional home workspace.

• Be comfortable using Zoom, phone, and digital applications.

• Be willing to participate in required training.

• Understand the commission-only compensation structure.

• Hold or be willing and able to obtain the appropriate state Life & Health Insurance License.

Computer equipment and home internet are not provided by the company.

Insurance Licensing Requirements

No insurance license is required to submit an application.

However, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring licensure.

We provide licensing guidance and support throughout the process.

Candidates are responsible for applicable licensing expenses, including study materials, examination fees, background screening, fingerprinting, and state fees.

Applicants should be financially prepared to complete the licensing process.

Professional Support & Qualifying Programs

Eligible representatives may have access to:

• Medical insurance reimbursement opportunities

• Company-supported life insurance

• Accidental Death Benefit coverage

• Renewal and residual income opportunities

• Leadership-development programs

• Ongoing mentorship

• OPEIU Local 277 representation where applicable

• Recognition programs

• Performance-based incentive travel

Eligibility requirements, production qualifications, and other program conditions may apply.

Medical reimbursement is not the same as traditional employer-sponsored health insurance.

Recognition & Incentives

We recognize representatives who demonstrate outstanding performance and professional growth.

Qualifying representatives may have opportunities to participate in:

• Company-sponsored incentive trips

• Leadership conferences

• Performance recognition programs

• Achievement awards

• Team-development events

• Professional-development experiences

Incentives are subject to applicable performance and qualification requirements.

About Globe Life AO

Globe Life AO operates within the American Income Division of Globe Life and helps working families understand available financial-protection benefits.

Our virtual team emphasizes client service, professional development, integrity, mentorship, accountability, and performance-based growth.

Our mission is simple:

Protect Every Child. Serve All Working People.

Our Virtual Interview Process

Qualified applicants will receive an approximately 15-minute career overview covering:

• Position responsibilities

• Work-from-home expectations

• Compensation structure

• Insurance licensing requirements

• Training and mentorship

• Client consultations and enrollment

• Career-development opportunities

Candidates who remain interested may then participate in a live Zoom interview with our hiring team.

Ready to Build Your Future From Home?

If you're motivated, enjoy helping people, and want to explore a remote career combining customer service, benefits education, relationship building, and consultative insurance sales, we encourage you to apply.

Please apply only if you understand the commission-only compensation structure and are willing and able to complete the required insurance licensing process.

Apply today with your updated resume to be considered for our Remote Client Growth Advisor opportunity with Globe Life AO.

Work From Home. Help Families. Grow Professionally. Build Your Future.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.