PAYMENTS BUSINESS ANALYST

This is a remote position.

Key Responsibilities

• Gather and document business requirements for payment products and solutions.
  
• Analyze end-to-end payment flows including collections, disbursements, and settlements.
  
• Define functional specifications for payment APIs and integrations.
  
• Work with Product Managers and Engineers to design payment system workflows.
  
• Support integration with banks, payment gateways, and fintech partners.
  
• Identify and document business rules for transaction processing and reconciliation.
  
• Assist in testing, UAT, and validation of payment functionalities.
  
• Ensure compliance with relevant payment regulations and standards.
  
• Support issue resolution related to payment processing and transaction failures.
  
• Collaborate with stakeholders to improve payment efficiency and user experience.
  

Required Qualifications

• Bachelor’s degree in Business, Finance, Computer Science, or related field.
  
• 3–6 years of experience as a Business Analyst, preferably in payments or fintech.
  
• Strong understanding of payment systems and digital financial services.
  
• Experience working in Agile environments.
  
• Ability to translate business needs into technical requirements.
  
• Strong analytical, documentation, and stakeholder management skills.
  
• Good understanding of system integrations and APIs.
  

Technical & Functional Expertise

• Financial regulations (AML, KYC, CBN guidelines, GDPR, etc.)
  
• Risk & compliance frameworks
  
• Regulatory reporting and audit processes
  
• Policy development and governance frameworks
  
• Data privacy and cybersecurity regulations
  
• Fintech and digital payments compliance
  
• Cross-border regulatory understanding
  
• Product compliance integration (working with engineering/product teams)