Mortgage Closer

 Posted 19 hours ago
     
2-5 years experience
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AI Summary

Manage the closing and funding process for first and second mortgage loan files, ensuring accuracy and compliance with regulatory guidelines. Coordinate with borrowers, title companies, and internal teams to resolve issues and meet closing timelines.

Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing.

Our core values, Thrive Together, Act Like an Owner, and Exceed Expectations, cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be Great Place to Work certified and recognized as a Scotsman Guide Top Workplace

 About the Role

Lendz Financial is seeking a detail-oriented and highly organized Closing Specialist to join our growing operations team. This role is critical to ensuring a smooth and compliant loan closing process, supporting both first and second mortgage transactions across our Non-QM product suite.

You’ll be responsible for managing loan files from clear-to-close through funding, coordinating with internal teams and external partners to deliver accurate, timely closings. This is an ideal opportunity for someone who thrives in a fast-paced, high-accountability environment and takes pride in precision, communication, and execution.

This is a fully remote position within a distributed team environment.

What You’ll Do

  • Manage the closing and funding process for assigned mortgage loan files, including first and second liens
  • Review loan files to ensure completeness, accuracy, and compliance with company,
  • investor, and regulatory guidelines
  • Prepare and review closing documents, including Loan Estimates (LE), Closing
  • Disclosures (CD), redisclosures, notes, and security instruments
  • Coordinate with borrowers, title companies, attorneys, lenders, and internal teams to facilitate a seamless closing process
  • Ensure all closing conditions are cleared prior to funding
  • Partner with title companies to resolve title issues and ensure clear closing conditions
  • Verify loan terms and documentation comply with applicable federal and state regulations
  • Collaborate with Account Managers and Underwriters to address and resolve file-level issues
  • Maintain accurate and organized records of all loan transactions in accordance with regulatory requirements
  • Deliver a high level of customer service to both internal and external stakeholders
  • Monitor pipeline to meet closing timelines and service level expectations (SLAs)
  • Stay current on regulatory changes and industry best practices related to closing and disclosures

What We’re Looking For

  • 2+ years of mortgage closing experience required, including first and/or second liens
  • Strong working knowledge of mortgage lending regulations, closing processes, and loan documentation
  • Exceptional attention to detail and organizational skills
  • Ability to manage multiple files and priorities in a high-volume, fast-paced environment
  • Strong written and verbal communication skills
  • Proactive, solutions-oriented mindset with the ability to work independently
  • Excellent time management skills and ability to meet deadlines consistently
  • Customer-focused approach with strong interpersonal skills
  • High school diploma or equivalent required

What We Offer

  • Highly subsidized medical insurance
  • Low-cost dental and vision insurance
  • 401(k) program
  • Health Savings Account (HSA)
  • Generous paid time off and company holidays
  • Ongoing training, mentorship, and professional development opportunities
  • A collaborative, supportive work environment that values ownership and growth

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