Life Insurance Agent - Remote

 Posted 2 hours ago
     
 $45000 - $60000 per year
  
2-5 years experience
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AI Summary

Sell whole life and final expense insurance solutions through a high-volume, phone-based sales process. Convert qualified leads using company-provided scripts and tools while maintaining strict CRM and performance discipline.

Life Insurance Agent

Location: Remote, United States
Primary job-board location: Dallas, TX
Employment Type: Full-Time
Compensation: $45,000-$60,000 base salary plus uncapped commission
On-Target Earnings: Up to $200,000 for agents who successfully ramp and meet performance expectations
Company: Confidential independent insurance agency

Overview

We are hiring a Life Insurance Agent for a fast-growing independent insurance team focused on whole life and final expense sales. This remote role is listed in Dallas, TX for job-board distribution, with candidates supporting customers across U.S. time zones.

This is a full-time employee position. No fees or upfront investment are required from candidates.

This role is for hard-working, ethical, coachable sales professionals who want strong earning potential and are comfortable operating in a high-accountability sales environment. The company invests in high-quality lead flow and generates a high volume of customer demand internally. After training, the expectation is simple: convert qualified leads at a high rate, do it the right way, and use the company’s system to build consistent income.

Direct life insurance sales experience is welcome, but it is not the only path in. If you have an active life insurance license and a resume that shows top-performer results in door-to-door, cold calling, outbound, appointment setting, call center sales, or another high-volume sales environment, this team wants to talk. Licensed candidates without direct life insurance experience may start at the lower end of the posted base range, but the commission opportunity is the same if they ramp quickly.

Why People Lean In

  • $45,000-$60,000 base salary plus uncapped commission.
  • Up to $200,000 in on-target earnings for agents who successfully ramp and meet performance expectations.
  • Company-paid leads and internally generated customer demand.
  • Warm live-transfer lead flow after graduation from the training ramp.
  • Daily coaching, scripts, role play, AI practice tools, and a clear operating system.
  • Support for additional state licenses, continuing education, and ongoing carrier needs.
  • A performance-driven environment where strong salespeople can build meaningful income over time.

Training and Ramp

  • Week 1: Classroom training on product, process, scripts, systems, and expectations.
  • Weeks 2-3: Outbound dialing to missed appointments to learn the sales motion and build activity discipline.
  • Week 4: Inbound calls, graduation, and preparation for warm live transfers.
  • After graduation: Warm live-transfer lead flow for agents who close at the required standard.
  • Every day: 9:00 AM Eastern team meeting, coaching, alignment, and performance focus.

What You Will Do

  • Sell whole life and final expense solutions through a high-volume phone-based sales process.
  • Convert qualified paid and internally generated leads at a high rate after training.
  • Start by outbound dialing missed appointments, then move into inbound and warm live-transfer lead flow as you ramp.
  • Use company-provided leads, scripts, role plays, and coaching tools to improve every week.
  • Follow the company’s process, sell ethically, and make sure customers understand what they are buying.
  • Maintain activity, CRM, follow-up, and performance discipline in a remote environment.
  • Build consistent performance across activity volume, applications, placed premium, policy count, and close rate.

What You Bring

  • Active life insurance license in at least one U.S. state.
  • High accountability and comfort working in a performance-driven sales environment.
  • Life, final expense, Medicare, door-to-door, call center, cold calling, outbound, appointment-setting, or other high-volume B2C sales experience.
  • Proof that you can sell: quota attainment, leaderboard performance, awards, production metrics, strong close rates, or consistent top-performer results.
  • No direct life insurance sales experience is required if you have an active life license and a strong high-grit sales record.
  • Ability to complete or transfer required carrier appointments/releases quickly, especially Americo and Mutual of Omaha.
  • Comfort with coaching, role play, CRM discipline, and performance feedback.

What Success Looks Like

  • You consistently attend the daily team meeting and use coaching to improve.
  • You handle outbound missed-appointment dialing without losing energy or accountability.
  • You convert qualified customers through clear, ethical, trust-building conversations.
  • You build activity volume, applications, placed premium, policy count, and close-rate momentum.
  • You operate cleanly with scripts, CRM notes, carrier rules, and customer expectations.
  • You build toward on-target earnings by following the process, improving conversion, and meeting performance expectations.

Carriers and Licensing Support

Core carriers include Mutual of Omaha, Americo, Aetna, Royal Neighbors, and American Amicable.

An active life insurance license is required. Americo and Mutual of Omaha readiness matters immediately; if you are not already appointed, you must be able to complete required appointment or release steps quickly so production is not delayed.

The company can support additional state licenses for strong agents and pays for continuing education.

Additional Details

Compensation includes a $45,000-$60,000 base salary depending on experience, plus uncapped commission. Licensed candidates without direct life insurance experience may start at the lower end of the base range.

Agents who ramp successfully and meet performance expectations can earn base salary plus uncapped commission, with on-target earnings up to $200,000.

This is a full-time employee position. No fees or upfront investment are required from candidates.

Benefits

  • Company-paid leads.
  • Licensing, continuing education, and additional state appointment support for strong performers.
  • Daily coaching and sales development.
  • AI role-play and internal sales support tools.
  • Warm live-transfer lead flow after graduation from the training ramp.
  • A clear sales system designed to help strong performers build consistent income.

Equal Opportunity Statement

Employment decisions are based on qualifications, experience, business needs, and role-related requirements. The company does not discriminate based on protected status. Urrly reviews applications against job-related factors such as skills, certifications, and experience.

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