Disclosure Specialist

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

SUMMARY/OBJECTIVES

Timely and accurate initial and subsequent provision of mortgage real estate disclosures to ensure compliance with applicable regulatory, corporate, agency and investor salability expectations.

ESSENTIAL FUNCTIONS

• Produce and maintain production reporting to ensure timely initial disclosure of Out of Footprint and DPA 2nd loans.   
• Monitor Retail production pipeline for necessity of regulatory re-disclosure.
• Prepare and provide accurate re-disclosures as dictated by change in circumstance on Retail pipeline.
• Maintain high level production to meet established turn times while ensuring consistency and accuracy of disclosures.
• Validate and input accurate data into Retail loan origination system.
• Ensure accuracy and clarity of document images in appropriate systems.
• Develop and maintain high level customer service.
• Create effective relationships and communication with teammates and partners.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

COMPETENCIES

• Attention to Detail – Maintains accurate tracking and reporting; provides pertinent information on a timely basis; consistently completes all tasks according to policy/procedure and standard; maintains sense of urgency and understanding of the importance in meeting deadlines. Highest accuracy level is critical in this position.
• Planning and Organizing – Self-motivated and uses initiative with practical ability to multi-task; maintains sense of urgency and understanding of the importance in meeting deadlines; establishes a systematic course of action to ensure accomplishments of tasks and objectives.  Sets priorities, goals and timetable to achieve maximum productivity.
• Communication – Creates an atmosphere in which timely, accurate, and quality information flows smoothly; keeps appropriate partners informed and up to date; demonstrates ability to evaluate and solve problems from multiple perspectives and recommends solutions.
• Interpersonal Relationships - Demonstrates appropriate and professional behavior in a fast paced team environment and projects a professional image; uses a high degree of tact and diplomacy at all times.
• Flexibility – Flexibility in work schedule during peak production period is critical in this position.

Qualifications, Education, and Certification Requirements

• Education: High school diploma or greater.
• Experience: Minimum 3 years Secondary first mortgage origination support.Certifications/Specific Knowledge: Ability to interpret legal and regulatory directives in an atmosphere of constant change;  complete knowledge of mortgage loan documentation and process flow,  Agency and GSE requirements; high level user skills with mortgage origination systems software; capacity to build and manage reports to monitor daily tasks and production; knowledge of PC applications such as Word, Excel, and Outlook.

TRAINING REQUIREMENTS/CLASSES

Required annual compliance training.

PHYSICAL DEMANDS

Must be able to effectively access and interpret information on computer screens, documents, reports. This position requires a large amount of time in front of a computer.  This can be done sitting or standing with use of the right desk. 

WORK ENVIRONMENT

Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred.  Requirements are subject to change, as new systems and technology is delivered.

TRAVEL

Travel may be required to come to meetings as needed.

Benefits | SouthState Careers

Equal Opportunity Employer, including disabled/veterans.