Director, Head of Annuity Product Innovation

Our Company

Explore how you can contribute at AmeriLife.

For over 50 years, AmeriLife has been a leader in the development, marketing and distribution of annuity, life and health insurance solutions for those planning for and living in retirement.

Associates get satisfaction from knowing they provide agents, marketers and carrier partners the support needed to succeed in a rapidly evolving industry.

Job Summary

Job Description

Key Responsibilities

• Lead the development of innovative annuity & wealth products, including FIA, MYGA, RILA, IUL, Structured Notes, and volatility-controlled indices.
• Collaborate with top sales leadership to align product features with market demands and distribution strategies.
• Take ownership of product design, from ideation to implementation, including index strategy, competitive analysis, sales positioning, and target customer profiling.
• Participate in carrier discussions to communicate product concepts and influence development decisions.
• Incorporate field feedback to refine product features and improve competitiveness.
• Provide insights on industry trends and emerging opportunities.

What Makes This Role Exciting

• Innovation-Driven: Freedom to bring creative ideas to life in a dynamic, entrepreneurial environment.
• Strategic Impact: Work directly with senior leadership and influence high-impact decisions.
• Diverse Exposure: Gain deep insights into multiple distribution channels and sales strategies.
• Career Growth: Fast-track opportunities to advance to VP-level roles for motivated candidates.

Ideal Candidate Characteristics

• Curious & Creative: Always looking for hidden insights in data and seeking new ways to innovate.
• Motivated & Proactive: Takes initiative and thrives in a fast-paced environment.
• Detail-Oriented: Strong analytical skills with a keen eye for attention to detail.
• Ownership Mentality: Committed to delivering high-quality results.
• Tech-Savvy: Coding experience is a plus.

Qualifications

• Bachelor’s degree in Actuarial Science, Mathematics, Finance, or a related field.
• ASA or FSA preferred.
• 7+ years of insurance experience with a focus on one or more of the following products: FIA, MYGA, RILA, IUL, Structured Notes.
• Strong background in product development, pricing, and competitive analysis.
• Excellent communication and collaboration skills.

What AmeriLife Offers

A comprehensive benefits package that includes PTO, medical, dental, vision, retirement savings, disability insurance, and life insurance.

Equal Employment Opportunity Statement

We are an Equal Opportunity Employer and value diversity at all levels of the organization. All employment decisions are made without regard to race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), sexual orientation, gender identity or expression, age, national origin, ancestry, disability, genetic information, marital status, veteran or military status, or any other protected characteristic under applicable federal, state, or local law. We are committed to providing an inclusive, equitable, and respectful workplace where all employees can thrive.

Americans with Disabilities Act (ADA) Statement

We are committed to full compliance with the Americans with Disabilities Act (ADA) and all applicable state and local disability laws. Reasonable accommodations are available to qualified applicants and employees with disabilities throughout the application and employment process. Requests for accommodation will be handled confidentially. If you require assistance or accommodation during the application process, please contact us at HR@AmeriLife.com.

Pay Transparency Statement

We are committed to pay transparency and equity, in accordance with applicable federal, state, and local laws. Compensation for this role will be determined based on skills, qualifications, experience, and market factors. Where required by law, the pay range for this position will be disclosed in the job posting or provided upon request. Additional compensation information, such as benefits, bonuses, and commissions, will be provided as required by law. We do not discriminate or retaliate against employees or applicants for inquiring about, discussing, or disclosing their pay or the pay of another employee or applicant, as protected under applicable law. Pay ranges are available upon request.

Background Screening Statement

Employment offers are contingent upon the successful completion of a background screening, which may include employment verification, education verification, criminal history check, and other job-related inquiries, as permitted by law. All screenings are conducted in accordance with applicable federal, state, and local laws, and information collected will be kept confidential. If any adverse decision is made based on the results, applicants will be notified and given an opportunity to respond.