Corporate Processing Disclosure Specialist

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:
The Corporate Processing Disclosure Specialist aids in the generation and distribution of mortgage loan application disclosures and reviews and ensures accuracy and data integrity of required disclosure documents.  This role interacts and coordinates with mortgage loan originators (MLO), processors and other production support staff. The Corporate Processing Disclosure Specialist monitors and tests various aspects of loan files to ensure compliance with TRID, ECOA, etc.

This position primarily operates within Mountain and Pacific Time zone working hours to support the West Coast region.

Job Responsibilities:

• Assist in answering various disclosure questions related to loan level activities.
• Maintain knowledge of TRID, ECOA and other regulations.
• Review, verify, and ensure that mortgage loan disclosures are accurate and comply with established regulation timelines.
• Prepare supporting documentation to be delivered with early disclosure packages. Ensure disclosure packages are completed and securely delivered in the timeframe specified by applicable federal regulations.
• Respond to inquiries from MLOs and other support staff and applicants effectively and concisely.; understand customer needs and meet service level agreements.
• Develop and maintain knowledge of federal regulations and disclosure guidelines affecting residential mortgage origination; adhere to regulatory standards and guidelines, complete required training courses.
• Observe all policies, procedures, laws, regulations, and risk limits specific to role; report known or suspected violations to the appropriate authority in a timely fashion.

Qualifications and Skills:

• High School Diploma or equivalent.
• Minimum 1 year of experience performing mortgage production or lending related activities.
• Experience and understanding of state specific disclosures.
• Experience with Encompass LOS.
• Understanding of TRID.
• Knowledge of mortgage disclosure formats, regulatory content, and timing requirements.
• Knowledge of banking regulations and corporate policies and directives.
• Proficiency in using Microsoft Office software products.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.