Commercial Lender - Business Banking Officer

Description

Commercial Lender - Business Banking Officer

Consumers National Bank is a progressive and dynamic organization. We are looking for a professional with commercial lending experience to develop, solicit, and promote commercial lending. This position has flexibility of worksite and partial remote work ability.

We operate without multiple management layers providing our employees with access to decision makers. You will be a part of an environment where achievements are recognized, and personal and professional growth is encouraged. Our corporate culture fosters a collaborative approach to business decisions and decision making for the greater good of the organization and its customers.

We firmly believe that our employees are the driving force behind our MISSION. Join our Commercial Lending Team and join us in saying, “I make a difference”.

We are pleased to offer a generous benefits package, competitive wages, and a collaborative professional work environment. Background, credit, and previous employment checks apply to all applicants. Consumers National Bank is an Equal Opportunity Educational Institution/Equal Opportunity Employer, which includes providing equal opportunity for protected veterans and individuals with disabilities.

Responsibilities Include:

• Generating new business through prospecting, outside calling, networking, and referrals. Making a substantial number of outside, in-person calls on prospects and clients.

• Maintaining and applying a thorough understanding of the bank's credit policy, Consumers eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages.

• Actively participating in local functions within assigned market.

• Providing management with input regarding current market data, policies, and practices.

• Assisting the bank in the promotion of all product lines offered in assigned market.

• Generating loans that maintain an acceptable level of performance.

• Assisting in any requested servicing action within assigned marketing area.

• Other duties as assigned.

Requirements

• 5+ years commercial experience in the banking industry with local market knowledge.

• Bachelor’s degree in a business-related field is strongly preferred.

• Solid credit and analytical skills.

• A thorough understanding of commercial lending practices.

• Proven success in commercial lending and the ability to attain new retail and commercial relationships.

• Strong commitment to community evidenced by active local involvement and networking.

• Proficiency with all MS Office applications (Word, Excel, Outlook, etc.)

• Excellent written and verbal communication skills and customer service skills.

• Ability to handle competing priorities effectively and within established timeframes.

• Working with and referring to other internal business partners.

• High level of ethical behavior Ability to collaborate with associates, business partners and customers to resolve issues.

• Proven success establishing priorities and meeting performance goals under pressure.