Review and analyze residential mortgage loan files to determine borrower eligibility and creditworthiness while ensuring compliance with agency and investor guidelines. Collaborate with processors, loan officers, and operations teams to manage loan files and clear conditions for final approval.
The Underwriter will manage a pipeline of loan applications, evaluating creditworthiness and ensuring compliance with federal, agency, and investor guidelines. They are responsible for analyzing income, assets, and property documentation to detect fraud and validate loan quality.
Manage the full lifecycle of home equity transactions from initial client engagement through to closing. Serve as the primary point of contact for clients while ensuring documentation accuracy and resolving any issues to meet closing targets.
The Loan Officer will originate residential mortgage loans (QM and non-QM) while ensuring regulatory compliance. Responsibilities also include building and managing a borrower pipeline using advanced technology and partnering with internal teams for smooth loan progression.
