Fintech, financial-services and commercial leader with 22+ years of experience building and scaling businesses across consumer finance, banking, cards, payments and digital financial platforms. Selected business impact: HSBC: Built a ₹1,000+ Cr consumer banking portfolio across credit cards, personal loans, co-branded cards and insurance, while leading a 100+ member organisation. Happay (CRED): Built and scaled the enterprise payments business to ₹3,000+ Cr annual TPV and ₹44+ Cr annual revenue. Happay: Built multiple businesses from inception, including Commercial Cards, Forex Cards and Meal Cards, with portfolios of ₹250+ Cr, ₹300+ Cr and ₹200+ Cr respectively. PayU: Led growth across digital banking, wallets and platform-led financial solutions across India & South Asia, delivering 100% revenue growth within 12 months. My strength is building businesses from 0→1 and scaling them — combining P&L ownership, GTM, enterprise sales, strategic partnerships, product commercialisation and team building.
Seeking: Sales Director · Sales · Business development · CEO
Senior fintech and financial-services leader with 22+ years of experience across banking, consumer lending, cards, payments and digital financial services. Proven track record of building and scaling businesses, owning P&L, driving revenue, commercialising products, developing GTM engines and leading high-performing teams. Currently Head – Platform Business, India & South Asia at PayU, leading digital banking, wallets and platform-led financial solutions across growth, commercial strategy and strategic partnerships. Delivered 100% revenue growth within 12 months. Previously Business Head – Enterprise Payments, Employee Benefits & HR Tech at Happay (CRED), owning P&L, strategy and GTM and building a 50-member pan-India organisation. Scaled businesses to ₹3,000+ Cr annual TPV, ₹44+ Cr annual revenue and 100,000+ active cards, including ₹250 Cr Commercial Cards, ₹300 Cr Forex Cards and ₹200 Cr Meal Cards businesses. Earlier leadership roles at HSBC, HDFC Bank and GE Money add deep expertise in consumer finance, lending, cards and banking. At HSBC, led 100+ employees, acquired 100,000+ customers and managed ₹170+ Cr receivables. At HDFC Bank, managed a ₹1,000+ Cr portfolio across Corporate, SME and Affluent Banking.
Member Since
September 10, 2026
Last Active
a month ago
