Ghazanfar Ali

Results-driven Debt Collection Officer with over 7 years of experience in account recovery, customer negotiation, and credit risk management. Proven success in reducing delinquency rates, tracing defaulters, and recovering outstanding debts. Skilled in using CRM systems and collection software. Strong understanding of UAE collections laws and financial procedures. CORE COMPETENCIES Debt Recovery & Collections , Skip Tracing & Customer Contact Delinquency Reduction, Payment Negotiation, Account Reconciliation, Credit Control & Risk Management, Collection Reporting, Regulatory Compliance (UAE Central Bank), Strong Communication & Conflict Resolution, CRM & Collection Software, Minimize the Risk of default, Improve the quality of the portfolio, Cash Collection, Recovery Audit, Strong knowledge in credit/operations / legal & Risk, Strong Financial Analysis/analytical skills, Generic Skills Requirements, Credit analysis and account management.