Flávio T. T. Camargo

For 15 years helping companies make better decisions, with financial models that actually work in practice, diagnoses that go beyond the obvious, and projects that moved from paper to reality. My career intentionally blends corporate and consulting experience: I've grown from analyst to manager at companies such as GPA, Whirlpool, Itaú, Cogna, and Peers, one of Brazil's largest consulting firms. In practice, this means I understand both the pressure of quarterly results and the complexity of driving change in large organizations. I have experience moving fluidly between strategic and operational levels without losing sight of the objective, grounding discussions and proposals in robust, data-driven analysis. A few relevant milestones: Business Case development and liaison with vendors and operations in the outsourcing of GPA's Call Center (~3,600 agent positions); Responsible for integration and holistic oversight of Itaú Unibanco's WMS technology upgrade project (~150 professionals involved); Development of a Long-Term Financial Plan (10 years) that served as the foundation for Cogna's corporate budgeting process; 50% reduction in default rates for Brastemp's Water Purifier Business Unit; Management of ~BRL 1B/month in payments at Whirlpool; Leadership of commercial policy, pricing, finance, and Shared Services Center (SSC) projects across multiple industries at Peers; Founder of Comdado Smart Consulting — business plan development, pricing, and mentoring for SMEs.