Arif Dwijatmiko

What do you do? I am a Credit Analyst Supervisor at a prominent finance company. I manage comprehensive customer portfolios, assess credit capabilities, and mitigate financial risks. I also collaborate with the Area Credit Manager to optimize risk analysis and streamline documentation for the Credit Committee. My professional background blends financial analysis, risk management, and business relationship development. For how long? I have specialized in financial and credit assessment for over two and a half years, holding my current entry level role since June 2023 and mid level as supervisor since September 2024. Prior to this, I spent two years in transport and logistics, focusing heavily on sales marketing and business development. What are two things you achieved? First, as a Credit Analyst Supervisor, I balanced rapid business growth with strict risk mitigation. I drove the acquisition of over 300 new customers in a single year while maintaining a First Payment Default (FPD) rate strictly below 2% for 12 consecutive months, consistently earning an A+ performance grade. Second, as a Business Relationship Officer, I successfully navigated complex negotiations and evaluated comprehensive credit documents to secure high-value clients, ultimately acquiring customers with credit limits ranging from 100 million up to 5 billion IDR. What kind of remote role do you want next? I am seeking a remote role as a Credit Analyst, Loan Reviewer, or Financial Risk Specialist for an international organization. I want to leverage my analytical background and risk assessment expertise to evaluate financial data and support decision-making for a global team. I am highly adaptable, comfortable working across different time zones, and driven to bring my track record of maintaining low default rates to a forward-thinking financial or tech company.