Underwriting Specialist

• Conduct comprehensive risk assessments of property insurance applications in compliance with company guidelines, local regulations, and underwriting standards.
• Analyze property values, construction details, occupancy, and exposure to hazards to determine appropriate coverage and pricing.
• Review and evaluate risk improvement suggestions, loss control reports, and underwriting data to identify potential risks and recommend risk management strategies.
• Review and negotiate policy terms and conditions with assistance from the manager when needed.
• Manage a diverse portfolio of property insurance policies, ensuring effective risk selection, pricing adequacy, and profitability.
• Monitor portfolio performance, identify emerging trends, and implement necessary adjustments to maintain desired loss ratios and financial targets.
• Collaborate with claims teams to review and analyze claims data, identify patterns, and incorporate insights into underwriting decisions and risk management strategies.
• Position requires domestic and international travel up to 30%.
• Telecommuting permitted up to 70%.

Employer will accept 8 years of experience in the job offered or in a Underwriting Specialist-related occupation.
Position requires demonstrable experience with the following:

• Property insurance and cat modeling analysis.
• Demonstrated ability to work independently and autonomously on all but the most complex accounts and cases.
• Underwriting policies within underwriting authority.
• Demonstrated ability to make decisions on whether to accept business by making analytical, data-driven decisions based on data and information provided, including pricing the risk.
• Managing own portfolio of brokers and agents and clients.
• Leveraging market presence and knowledge to bring in new business where possible.
• Maintaining a strong market presence, including established trading relationships with agents and brokers.
  Articulating key coverage difference with a high degree of detail.
• Providing significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis.
• Participating in projects across departments designed to drive underwriting and process excellence.
• Modeling effective collaboration across teams, stakeholders, and partners including UW Support, Claims and Actuarial.
• Demonstrating strong knowledge of key legal cases, legislation and regulation impacting areas of underwriting expertise.
• Experience in the insurance and re-insurance industries in Latin American markets.
• Position requires domestic and international travel up to 30%.
• Telecommuting permitted up to 70%.
• Multiple Positions Available.

REFER TO: To apply, please visit https://jobs.libertymutualgroup.com/, select “Search Jobs,” enter job requisition #2026-75839 in the “Job ID or Keywords” field, and submit resume. Alternatively, you may apply by submitting a resume via e-mail to RecruitLM@LibertyMutual.com. Reference requisition number in subject of e-mail. 

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. 

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits 
  
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.  
  
Fair Chance Notices  

• California 

• Los Angeles Incorporated 

• Los Angeles Unincorporated 

• Philadelphia 

• San Francisco