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cKers Finance Private Limited

Senior Executive/ Assistant Manager – Repo Resale & Hard Bucket Collections

Posted 2 months ago
400K - 450K per year
2-5 years experience
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AI Summary

Manage recoveries from hard bucket accounts (90+ DPD) and execute vehicle repossessions. Drive the end-to-end resale of repossessed commercial and electric vehicles through self-sourced buyer networks.

This is a remote position.

Job Title:  Senior Executive/ Assistant Manager – Repo-Resale & Hard Bucket Collections

Location:

Agra | Kanpur | Bangalore | Mumbai | Delhi NCR Noida/ Delhi East

About cKers Finance:

cKers Finance Pvt. Ltd. is a specialized sustainability finance company driving clean mobility
adoption in India, with a strong focus on electric vehicles.

Role Purpose:

This role sits at the intersection of collections and asset monetization, responsible for driving recoveries from hard bucket accounts (90+ DPD) and ensuring efficient resale of repossessed vehicles through self-sourced channels. The role demands a strong field mindset, negotiation skills, and the ability to convert repossessed inventory into realized cash flows quickly.


Requirements

Key Responsibilities

1. Hard Bucket Collections (Primary)

● Manage 90+ DPD delinquent accounts
● Drive resolution through follow-ups, settlements, and repossession
● Ensure monthly recovery targets are met

2. Repossession & Coordination

● Execute vehicle repossession in coordination with internal teams
● Ensure proper documentation, compliance, and asset tracking
● Maintain control over yard inventory

3. Repo-Resale (Self-Sourcing Focus)

● Drive end-to-end resale of repossessed vehicles (3W / CV / EV)
● Build and manage a network of buyers (dealers, brokers, aggregators)
● Reduce dependency on auctions through direct liquidation
● Negotiate pricing to maximize recovery value

4. Inventory & Liquidation Management

● Monitor repo-inventory aging and movement
● Ensure faster turnaround and minimal holding cost
● Track realization vs expected value

5. Market Intelligence

● Stay updated on used vehicle pricing trends (especially 3W/CV/EV segment)
● Provide inputs on resale value and liquidation strategies

Eligibility Criteria

● Experience: 3–6 years in collections / repo-resale / CV financing
● Product Exposure:
○ Commercial Vehicles (mandatory)
○ Exposure to 3W / EV financing preferred

● Education: Graduate (any discipline)
Preferred Background

Key Skills

● Hard bucket collections (90+ DPD)
● Repo-handling & resale
● Strong negotiation and closure skills
● Dealer / broker network (added advantage)
● Field execution & ownership mindset

What We’re Looking For:

● Candidates who can own recovery like a business
● Ability to self-source buyers and close deals independently
● Strong on-ground execution capability

What We Will Not Consider:

● Frequent job switchers (<1 year tenure in recent roles)
● Pure DSA / dealership-heavy profiles
● Candidates without CV / 3W exposure

Benefits

Compensation

● 4 to 4.5 LPA
● Incentives: Performance-linked (recovery & resale efficiency)
● Travel Allowance


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