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Consult with members via virtual appointments to identify financial protection needs and educate them on life insurance and supplemental benefit options. Maintain long-term relationships by providing ongoing service, including policy reviews, beneficiary updates, and claims assistance.
Member Legacy Protection Consultant – Remote
AO Globe Life | 100% Remote | U.S. Applicants Only | Entry-Level Welcome
Are you looking for a work-from-home career where you can help families, build meaningful relationships, and create long-term professional and financial growth?
AO Globe Life is seeking motivated, service-driven professionals to join our expanding virtual team as Member Legacy Protection Consultants.
You'll work with veterans, labor union members, credit union members, associations, and their families to help them understand available life insurance and supplemental benefit options. Through virtual consultations, you'll provide personalized guidance designed to help families make informed decisions about protecting the people and financial responsibilities that matter most.
No prior insurance experience is required. We provide comprehensive training, licensing guidance, mentorship, and ongoing professional development.
✔ 100% Remote / Work From Home
✔ Qualified Member Leads Provided — No Traditional Cold Calling
✔ Weekly Commission-Based Pay + Performance Bonuses
✔ Uncapped Earning Potential
✔ Flexible Scheduling
✔ Training & One-on-One Mentorship
✔ Renewal & Residual Income Opportunities
✔ Leadership & Career Advancement
As a Member Legacy Protection Consultant, you'll help members understand their available benefits while providing exceptional service throughout the client relationship.
Meet with members through scheduled Zoom and phone appointments
Connect with individuals who have requested information about available benefits
Identify individual and family financial protection needs
Educate members about life insurance and supplemental benefit options
Explain coverage, policy features, and available benefits clearly
Provide personalized, needs-based recommendations
Guide members through applications and enrollment
Answer questions with professionalism, accuracy, and care
Your relationship with members continues after enrollment.
You'll also assist with:
Policy reviews
Beneficiary updates
Coverage questions
Policy and account service requests
Claims-related guidance and assistance
Changes in family protection needs
Follow-up communication
Maintaining accurate digital records
The goal is to become a trusted resource for the families you serve—not simply complete a transaction.
Representatives receive access to qualified member opportunities through our established lead system.
You'll focus your time on:
Connecting with members who have requested information
Conducting virtual benefit consultations
Understanding individual needs
Educating families about available options
Assisting with enrollment
Building long-term relationships
Providing ongoing member service
Representatives are not required to purchase leads.
Our approach emphasizes education, service, needs-based recommendations, and trust—not high-pressure sales tactics.
This is a commission-based opportunity rather than a guaranteed hourly or salaried position.
Compensation opportunities may include:
Weekly commission payments
Performance-based bonuses
Renewal income
Long-term residual income opportunities
Leadership incentives
Additional performance recognition and rewards
Because compensation is performance-based, there is no predetermined income ceiling. High-performing representatives may have the opportunity to build six-figure annual income, but earnings are not guaranteed and vary significantly based on individual activity, production, consistency, and results.
No specific level of income is guaranteed.
Build your career virtually from anywhere within approved U.S. markets.
Enjoy:
No daily commute
Flexible scheduling
Virtual client appointments
Digital business systems
Remote team collaboration
Virtual training and mentorship
Greater control over your work environment
Successful representatives bring the discipline, organization, and accountability needed to manage their schedules and responsibilities independently.
We'll help you learn the business through structured training and ongoing development.
Training may include:
Virtual onboarding
Insurance licensing guidance
Product and benefits education
Client needs assessment
Customer service development
Virtual presentation skills
Consultative sales training
Application and enrollment procedures
Client relationship management
Weekly virtual workshops
One-on-one mentorship
Professional coaching
Leadership development
Candidates who are not currently licensed receive guidance through the state Life & Health Insurance licensing process.
Qualifying representatives may have access to:
❤️ Medical insurance reimbursement
🛡️ Company-supported life insurance
➕ Accidental Death Benefit coverage
🤝 Union representation through OPEIU Local 277, where applicable
💵 Renewal and residual income opportunities
📈 Leadership development programs
💻 Virtual business technology and resources
Program availability, eligibility, and qualification requirements may apply.
Outstanding performance may also be recognized through:
Performance bonuses
Recognition programs and awards
Leadership conferences
Professional development events
Company-sponsored incentive travel
Team experiences
Advancement opportunities
For representatives interested in growing beyond an individual client-facing role, AO offers opportunities to develop leadership skills and take on greater responsibility.
A potential development path may include:
Member Legacy Protection Consultant → Mentor → Team Leader → Management → Senior Leadership
Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability—not simply tenure.
Successful candidates typically demonstrate:
Excellent verbal and written communication skills
Strong active-listening and relationship-building abilities
Customer- and member-focused mindset
Self-motivation and personal accountability
Strong organization and time management
Attention to detail
Critical-thinking and problem-solving abilities
Professionalism, integrity, and reliability
Confidence working independently
Ability to collaborate within a virtual team
Comfort using Zoom and web-based technology
Results-oriented mindset
Coachability and openness to feedback
Commitment to exceptional member service
Previous experience in the following areas may be helpful, but is not required:
Customer Service
Member Services
Sales
Financial Services
Insurance
Banking
Healthcare
Recruiting
Retail
Hospitality
Education
Military Service
Account Management
Business Development
Leadership or Management
We place significant value on communication, professionalism, work ethic, coachability, and willingness to learn.
Applicants must:
Be at least 18 years of age
Be physically located within the United States
Be legally authorized to work in the United States
Hold or be willing and eligible to obtain the appropriate state Life & Health Insurance License
Have access to a computer or laptop
Maintain reliable high-speed internet
Have webcam and microphone capability
Maintain a quiet, professional home workspace
Be comfortable meeting with members virtually
Be willing to complete required training and professional development
Licensing guidance is provided for candidates who are not currently licensed.
Qualified applicants will first complete a brief virtual career overview covering:
Position responsibilities
Compensation structure
Licensing expectations
Training and mentorship
Lead system
Career and leadership opportunities
Candidates interested in continuing will then have the opportunity to schedule a live Zoom interview with our hiring team.
This gives applicants the opportunity to better understand the position before deciding whether it's the right career fit.
If you're looking for a remote career where you can help families protect their futures while building your own long-term professional success, we'd like to hear from you.
Bring your motivation, communication skills, and willingness to learn—we'll provide the training, mentorship, and opportunity to grow.
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