Legacy Protection Advisor | Remote Member Benefits Services

Company: AO – American Income Division of Globe Life
Location: 100% Remote | U.S. Applicants Only
Schedule: Flexible | Full-Time Opportunity
Experience: Entry-Level Welcome | Training & Mentorship Provided

Protect Families. Build Relationships. Create a Career With Lasting Value.

Are you looking for a work-from-home career where helping people, professional growth, and earning potential come together?

AO is seeking motivated, service-driven professionals to join our growing virtual team as Legacy Protection Advisors. You'll work with individuals and families who are seeking information about available insurance benefits, helping them understand their options and make informed decisions about protecting the people and financial responsibilities that matter most.

This opportunity combines member service, benefits education, relationship building, and consultative insurance sales in a fully remote environment.

No prior insurance experience? That's okay.

We provide training, mentorship, licensing guidance, and ongoing professional development for motivated candidates ready to learn.

✔ 100% Remote / Work From Home
✔ Qualified Member Opportunities — No Traditional Cold Calling
✔ Weekly Commission-Based Pay + Performance Bonuses
✔ Flexible Scheduling
✔ Training & One-on-One Mentorship
✔ Renewal & Residual Income Opportunities
✔ Leadership & Career Advancement

What You'll Do

As a Legacy Protection Advisor, you'll meet virtually with members and families to understand their needs, educate them about available benefits, and provide ongoing service.

Member Consultations & Benefits Education

• Conduct scheduled consultations through Zoom and phone

• Connect with members interested in learning about available benefits

• Identify individual and family protection needs

• Explain life insurance and supplemental benefit options clearly

• Answer questions regarding coverage, policy features, and benefits

• Provide needs-based coverage recommendations

• Guide eligible clients through applications and enrollment

• Assist with required documentation and account information

Long-Term Member Support

Your relationship with clients continues beyond enrollment. Responsibilities may also include:

• Conducting policy reviews

• Assisting with beneficiary updates

• Answering coverage and policy questions

• Helping with account and policy service requests

• Providing claims-related guidance

• Following up as client needs change

• Maintaining accurate digital records

• Building lasting relationships through exceptional service

The goal is to become a trusted, long-term resource for the families you serve.

Qualified Member Opportunities

📞 Spend More Time Helping — Not Prospecting

Representatives receive access to qualified member opportunities, including individuals who have expressed interest in learning more about available benefits.

This allows you to focus on:

• Scheduled member conversations

• Benefits education

• Needs analysis

• Virtual consultations

• Enrollment assistance

• Client follow-up

• Relationship building

• Ongoing member service

Representatives are not required to purchase leads.

Our approach emphasizes education, needs-based recommendations, service, and trust rather than high-pressure sales tactics.

Compensation & Income Opportunity

💰 Weekly Performance-Based Compensation

This is a commission-based opportunity and does not provide a guaranteed hourly wage or salary.

Compensation opportunities may include:

• Weekly commission payments

• Performance-based bonuses

• Renewal income

• Long-term residual income opportunities

• Leadership incentives

• Performance recognition and rewards

Because compensation is performance-based, there is no predetermined income ceiling; however, earnings are directly tied to individual production and results.

Individual earnings vary based on activity, production, consistency, performance, and business results. No specific level of income is guaranteed.

100% Remote Work

Build your career from home while connecting with members virtually.

Benefits of the remote environment include:

• No daily commute

• Flexible scheduling

• Virtual client appointments

• Digital business systems

• Remote training and mentorship

• Virtual team collaboration

• Greater control over your work environment

Successful remote representatives bring the discipline, organization, and accountability necessary to manage their schedule and responsibilities independently.

Training & Mentorship Provided

🎓 No Insurance Experience Required

We'll help you learn the business through structured development that may include:

• Virtual onboarding

• Insurance licensing guidance

• Product and benefits education

• Client needs assessment

• Customer service development

• Virtual presentation skills

• Consultative sales training

• Enrollment procedures

• Client relationship management

• Weekly coaching and workshops

• One-on-one mentorship

• Leadership development

• Ongoing professional education

Candidates who are not currently licensed receive guidance through the state insurance licensing process.

Leadership & Career Advancement

For individuals interested in building beyond an entry-level position, AO offers opportunities to develop into leadership based on demonstrated results.

A potential development path may include:

Legacy Protection Advisor → Mentor → Team Leader → Management → Senior Leadership

Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability—not simply tenure.

Benefits, Recognition & Professional Support

Qualifying representatives may have access to:

• ❤️ Medical reimbursement program

• 🛡️ Company-supported life insurance

• 💵 Renewal and residual income opportunities

• 🤝 Union representation and support through OPEIU Local 277, where applicable

• 📈 Leadership development programs

• 💻 Virtual business technology and resources

• 🏆 Performance recognition programs

• ✈️ Company-sponsored incentive travel for qualifying performers

• 🎓 Leadership conferences and professional development events

Program availability, eligibility, and qualification requirements may apply.

Who We're Looking For

Successful candidates typically demonstrate:

• Excellent verbal and written communication

• Strong active-listening skills

• Customer- and member-focused mindset

• Relationship-building ability

• Professionalism, integrity, and reliability

• Self-motivation and personal accountability

• Strong organization and time management

• Effective problem-solving and critical thinking

• Comfort working independently from home

• Confidence using Zoom and virtual communication tools

• Ability to learn new technology and systems

• Goal-oriented mindset

• Coachability and openness to feedback

• Commitment to providing exceptional member service

Experience That Transfers Well

Experience in the following areas can be valuable, but is not required:

Customer service, member services, sales, insurance, financial services, banking, healthcare, recruiting, retail, hospitality, account management, education, military service, business development, leadership, or management.

We place significant value on communication, professionalism, work ethic, coachability, and willingness to learn.

Minimum Requirements

Applicants must:

• Be at least 18 years of age

• Be physically located within the United States

• Be legally authorized to work in the United States

• Hold or be willing and eligible to obtain the appropriate state Life & Health Insurance License

• Have access to a computer or laptop

• Maintain reliable high-speed internet

• Have webcam and microphone capability

• Maintain a quiet, professional home workspace

• Be comfortable meeting with clients virtually

• Be willing to complete required training and professional development

Licensing guidance is provided for candidates who are not currently licensed.

Interview Process

Qualified applicants will first complete a brief virtual career overview explaining the position, responsibilities, compensation structure, licensing expectations, training, and career path.

Candidates who would like to continue can then schedule a live Zoom interview with our hiring team.

This allows you to learn more about the opportunity before deciding whether it is the right career fit for you.

Ready to Build Your Legacy?

If you're looking for a remote career where your performance can directly influence your income and advancement, while helping families understand and secure valuable financial protection, we'd like to hear from you.

Whether you're starting a new career or bringing transferable experience from another industry, AO provides the training, mentorship, and opportunity—you bring the motivation and commitment to grow.

Apply today to be considered for the Legacy Protection Advisor opportunity with AO – American Income Division of Globe Life.

Protect Families. Serve Members. Build Relationships. Create Your Legacy. 🚀