International Payment Product Manager

 Posted 10 days ago
  
 China
  
⭐ 2-5 years experience
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AI Summary

Responsible for planning and implementing core international payment products, including overseas acquiring, cross-border payments, and settlement systems. The role involves designing workflows for merchant onboarding and transaction routing to support global business expansion.

On behalf of our client, a fast-growing Gaming company, we are seeking a dynamic International Payment Product Manager.

The International Payment Product Manager will be responsible for the planning and implementation of core products, including overseas acquiring, cross-border payments, merchant backend systems, and clearing and settlement. This role requires a deep understanding of overseas payment business scenarios, translating client needs, compliance requirements, and technical solutions into actionable product capabilities to support global business expansion.

Key Responsibilities

  • Conduct requirements analysis and product design for modules including acquiring, collection/disbursement (agency payments), payment gateways, merchant backends, clearing and settlement, reconciliation, and chargeback management.
  • Deliver tailored client payment solutions across cross-border e-commerce, gaming, SaaS, foreign trade, and other key industries.
  • Lead the productization, integration, and optimization of payment channels (banks, third-party payment providers, card schemes, local wallets, etc.).
  • Design core workflows including merchant onboarding, transaction routing, multi-currency settlement, account reconciliation, and dispute resolution.
  • Produce standard product documentation, including PRDs, flowcharts, wireframes, and business rules.
  • Collaborate closely with R&D, operations, finance, compliance, risk control, and other cross-functional teams to drive efficient product launches and iterations.
  • Continuously optimize product performance and user experience based on data metrics such as transaction volume, success rates, and refund rates.
  • Track overseas market trends and competitor activities to enhance product competitiveness.

Requirements

  • Bachelor's degree or above; majors in Finance, Computer Science, E-Commerce, International Trade, or related fields preferred.
  • 3+ years of product management experience; prior experience in cross-border payments, overseas acquiring, third-party payments, or clearing and settlement systems is preferred. Candidates with experience building payment products from 0 to 1 are highly preferred.
  • Familiarity with the end-to-end cross-border payment lifecycle (onboarding, transactions, settlement, reconciliation, risk control, etc.).
  • Knowledge of mainstream payment methods such as Visa/Mastercard, PayPal, and local wallets, as well as routing logic and multi-currency settlement mechanisms.
  • Strong product planning, requirements analysis, and documentation skills (PRDs, flowcharts, wireframes).
  • Excellent cross-departmental communication and project management abilities.
  • Data-driven mindset with the ability to leverage metrics for continuous optimization.
  • Fluent in Chinese and English.

What We Offer:

  • Full-time employment contract
  • Option to work fully remote

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