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AI Summary
Define the technical vision and architecture for a crypto-fiat wallet platform while scaling systems for payments, custody, and Web3 assets. Lead the engineering organization and drive the adoption of AI for personalization, fraud detection, and automation.
About the Role
Coinhold / Wallet is a consumer-facing neo-banking and crypto wallet platform serving users at scale. We are building a secure, AI-native financial ecosystem bridging crypto and fiat.
We are looking for a CTO to define technical strategy, lead engineering execution, and scale a high-performance product used by millions of users.
Location: Remote
What You Will Do
- Own end-to-end technical vision and architecture of a crypto-fiat wallet platform
- Scale systems for onboarding, payments, custody, swaps, and Web3 assets
- Lead AI adoption across product: personalization, fraud detection, financial insights, support automation
- Build and lead a cross-functional engineering organization (backend, mobile, DevOps, data, security)
- Ensure platform meets global security, compliance (AML/KYC, PCI DSS, GDPR) and reliability standards
- Drive integrations with banks, PSPs, blockchain networks, and custodians
- Establish engineering standards, delivery processes, and platform scalability
What We're Looking For
- 7+ years in engineering leadership (CTO / VP Engineering / Head of Engineering)
- Experience building and scaling consumer fintech or crypto products
- Strong background in distributed systems, payments, or wallet infrastructure
- Hands-on experience with crypto custody, multi-chain systems, and transaction flows
- Proven ability to scale engineering teams (20+ people)
- Experience delivering AI/ML features in production
Strong Plus
- Deep understanding of AML/KYC, PCI DSS, GDPR compliance
- Experience with LLMs, AI agents, or personalization systems
- Background in high-scale mobile-first platforms
- Experience in regulated fintech or Web3 companies
What We Offer
- Opportunity to build a next-generation AI-powered financial platform
- High autonomy and direct influence on product and company direction
- Fast-scaling global engineering environment
- Strong ownership culture and executive-level impact
- Remote-first company - work from anywhere in the world
- Fully flexible working hours
- Extended time off: 20 paid vacation days + 12 bonus days per year
- 100% paid sick leave
- Real impact and ownership in fintech & crypto projects
- Corporate benefits: EMCD product discounts and mining infrastructure access
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