AML/CFT Analyst II

Job Title: AML/CFT Analyst II

Department: Compliance

Reports To: Assistant AML/CFT Officer

Summary:

Performs advanced AML/CFT investigations and compliance monitoring activities with limited supervision. Serves as a resource to department staff and assists with regulatory reporting, risk assessments, and program administration. The ideal candidate will possess two to five years of AML/CFT compliance experience.

Essential Duties and Responsibilities:

• Review and investigate complex AML/CFT alerts and cases
• Prepare Suspicious Activity Reports (SARs) and supporting documentation
• Conduct enhanced due diligence reviews on high-risk customers
• Provide guidance to bank personnel regarding AML/CFT requirements and procedures
• Assist with customer risk rating administration
• Analyze transactional activity and identify emerging risk trends
• Assist with production of management reports and committee materials
• Provide mentoring and training to AML/CFT Analyst I staff
• Assist with validation of AML/CFT monitoring system settings and effectiveness
• Participate in regulatory examinations and audits
• Perform other duties as assigned

Experience

• Associate’s degree or equivalent experience preferred
• Two to four years of AML/CFT experience
• Proficient in the use of Verafin
• Working knowledge of BSA, USA PATRIOT Act, OFAC, and AML regulations