Drive the execution of underwriting transformation initiatives, including credit decisioning models and workflow redesign, from initiation through stabilization. Act as a strategic partner to the SVP to translate priorities into detailed project plans and operational requirements.
The Underwriter is responsible for evaluating and underwriting complex Non-QM residential mortgage loan applications while identifying and mitigating credit risks. They must maintain established turn times, communicate underwriting decisions to stakeholders, and ensure compliance with investor and regulatory guidelines.
The Mortgage Credit Exception Reviewer evaluates mortgage loan files that fall outside standard underwriting guidelines to determine borrower risk and exception acceptability. They collaborate with various teams to resolve complex loan scenarios while ensuring compliance with regulatory and investor requirements.
