The Director of Loss Mitigation oversees the underwriting and review of loans for borrowers experiencing financial hardship to ensure regulatory and investor compliance. They are responsible for developing department policies, monitoring team performance, and serving as the primary escalation point for complex, high-risk cases.
The Non-QM Underwriter is responsible for analyzing and underwriting residential mortgage loans that fall outside traditional agency guidelines. They will evaluate credit, income, and collateral to issue clear underwriting decisions while ensuring compliance with regulatory standards.